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12470 Northover Loop, Orlando, FL 32824 Property Records

Orange County property record for 12470 Northover Loop, Orlando, FL 32824 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,335 sqft · built 2018
Lot Size0.18 acres (7,822 sqft)
OwnerIndividual Name on File
Last Sale$322,641 (Nov 2018)
Tax Bill$5,434 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-24-30-7632-02-770

Property Details

APN / Parcel Number

Primary APN29-24-30-7632-02-770
Alternative APNs
  • 302429763202770
  • 576092
  • 581953
  • 586667

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,335 sqft Living Area
Gross Area3,541 sqft
1st Floor Area1,365 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,822 sqft (0.18 acres)
Garage TypeAttached
Garage Area500 sqft
PorchSlab
Porch Area464 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12470 NORTHOVER LOOP
CityORLANDO
StateFL
Zip32824-7392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOMERSET PARK PHASE 3 91/87 LOT 277
Legal Range30E
Legal Township24S
Legal Section29
Legal SubdivisionSOMERSET PK PH 3
Legal Phase3
Legal Block2
Legal Lot Number277
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group2
Census Block2010
Census Tract16811

Owner

Source: Orange County records · APN 29-24-30-7632-02-770

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12470 NORTHOVER LOOP, ORLANDO, FL 32824-7392
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Deed of Trust, Mortgage · Conventional with PMI
FINANCE OF AMERICA MTG
Jul 01, 2019Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS
Nov 02, 2018Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 02, 2018 · Amount on Record
Deed SaleNov 02, 2018 · Amount on Record
Prior SaleJun 01, 2017 · Amount on Record
Deed Document Number2018643567
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12470 NORTHOVER LOOP, ORLANDO, FL 32824-7392
Document Number0000551506
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedNov 06, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address12470 NORTHOVER LOOP ORLANDO FL 328247392, ORLANDO, FL 32824-7392

Mortgage

Document Number0000551506
DateOct 21, 2020
Instrument551506
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 20, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12470 NORTHOVER LOOP, ORLANDO, FL 32824-7392
Document Number0000422601
Instrument DateJul 01, 2019
Transaction TypeMortgage
Record UpdatedJul 29, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address12470 NORTHOVER LOOP ORLANDO FL 328247392, ORLANDO, FL 32824-7392

Mortgage

Document Number0000422601
DateJul 10, 2019
Instrument422601
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 09, 2049

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateNov 02, 2018
Property Address12470 NORTHOVER LOOP, ORLANDO, FL 32824-7392
Document Number0000643567
Map ReferenceMB 91 PG 87
Instrument DateNov 01, 2018
Instrument20180643567
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 03, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,258.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6900 TAVISTOCK LAKES BLVD STE 200, 6900, ORLANDO, FL 32827-7591

Transferred To (Grantee/Buyer)

NameVerified Name
Address12470 NORTHOVER LOOP, ORLANDO, FL 32824-7392

Mortgage

Document Number0000643568
DateNov 02, 2018
Instrument20180643568
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$361,961 (+2.7%)$524,910 (-1.27%) Land $105,000 Building $419,910
2025$5,434.00 (+4.78%) Homeowner's exemption$352,445 (+5.99%)$531,680 (+9.73%) Land $105,000 Building $426,680
2024$5,186.00 (+7.33%)
2023$4,832.00 (+14.56%) Homeowner's exemption$332,536 (+13.03%)$484,541 (+29.64%) Land $105,000 Building $379,541
2022$4,218.00 Homeowner's exemption$294,210$373,750 Land $80,000 Building $293,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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