Orange County property record for 12465 Northover Loop, Orlando, FL 32824 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 3,232 sqft Living Area |
| Lot Size | 7,795 sqft (0.179 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $735,000 (2023) |
| Tax Bill | $5,820.00 (2025) |
| Primary APN | 29-24-30-7632-02-690 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,232 sqft Living Area |
| Gross Area | 4,671 sqft Gross Area |
| 1st Floor | 1,550 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,795 sqft (0.179 acres) |
| Garage Type | Attached Garage |
| Garage Area | 858 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Porch Area | 136 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 12465 NORTHOVER LOOP |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32824-7392 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOMERSET PARK PHASE 3 91/87 LOT 269 |
| Legal Range | 30E |
| Legal Township | 24S |
| Legal Section | 29 |
| Legal Subdivision | SOMERSET PK PH 3 |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 269 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | ORLANDO |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 16811 |
Source: Orange County records · APN 29-24-30-7632-02-690
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12465 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 31, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Dec 31, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) ANGEL OAK HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2023 · Amount on Record |
| Deed Sale | Oct 31, 2023 · Amount on Record |
| Prior Sale | Dec 31, 2018 · Amount on Record |
| Deed Doc Number | 2023632486 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12465 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12465 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Document Number | 0000000879 |
|---|---|
| Date | Jan 02, 2026 |
| Instrument | 20260000879 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jan 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.87% |
| Index | SOFR Average 30-Day |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12465 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13026 STODDART AVE, ORLANDO, FL 32827-7726 |
| Document Number | 0000632487 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 20230632487 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 31, 2018 |
| Property Address | 12465 NORTHOVER LOOP, ORLANDO, FL 32824-7392 |
| Document Number | 0000750476 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 750476 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | MI TITLE AGENCY, MI TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,181.72 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12465 NORTHOVER LOOP ORLANDO FL 328247392, ORLANDO, FL 32824-7392 |
| Document Number | 750477 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 750477 |
| Name | ANGEL OAK HM LOANS |
|---|---|
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.87% |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $386,526 (+2.7%) | $647,320 (-1.31%) Land $105,000 Building $542,320 | |
| 2025 | $5,820.00 (+4.66%) Homeowner's exemption | $376,364 (-36.36%) | $655,940 (+10.91%) Land $105,000 Building $550,940 |
| 2024 | $5,561.00 (-35.71%) | ||
| 2023 | $8,650.00 (+20.02%) | $591,435 (+26.81%) Land $105,000 Building $486,435 | $591,435 (+26.81%) Land $105,000 Building $486,435 |
| 2022 | $7,207.00 | $466,408 Land $80,000 Building $386,408 | $466,408 Land $80,000 Building $386,408 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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