Kenton County property record for 1247 Upland Ave, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,734 sqft · built 1940 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jul 2022) |
| Tax Bill | $2,725 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Dec 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-40-51-019.00 |
| Primary APN | 041-40-51-019.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,734 sqft Finished Area |
| Gross Area | 2,090 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1247 UPLAND AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-3760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH HILLS LOT 265 |
| Legal Subdivision | SOUTH HILLS |
| Legal Phase | B |
| Legal Lot Number | 265 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 65200 |
1247 Upland Ave is owned and occupied by two individuals who bought it in July 2022.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1247 UPLAND AVE, COVINGTON, KY 41011-3760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 22, 2017 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK |
| Jul 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on File |
| Deed Sale | Jul 12, 2022 · Amount on File |
| Prior Sale | Jul 6, 2017 · Amount on File |
| Deed Document Number | 20220712121 |
| Deed Book / Page | 176 / 562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 12, 2022 |
| Property Address | 1247 UPLAND AVE, COVINGTON, KY 41011-3760 |
| Document Number | 0005900121 |
| Book / Page | 176 / 562 |
| Map Reference | PG 471 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 22071205900121 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3708 GWINN CT, 3708, PLANO, TX 75025-2083 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1247 UPLAND AVE, COVINGTON, KY 41011-3760 |
| Document Number | 0005900122 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 22071205900122 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1247 UPLAND AVE, COVINGTON, KY 41011-3760 |
| Document Number | 0000000048 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1247 UPLAND AVE COVINGTON KY 410113760, COVINGTON, KY 41011-3760 |
| Document Number | 0000000048 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 0C6453/000184 |
| Instrument | 48 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 6, 2017 |
| Property Address | 1247 UPLAND AVE, COVINGTON, KY 41011-3760 |
| Document Number | 0000000304 |
| Book / Page | 006195 / 000302 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 304 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1247 UPLAND AVE COVINGTON KY 410113760, COVINGTON, KY 41011-3760 |
| Document Number | 305 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 006195/000305 |
| Instrument | 305 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2047 |
The 2025 property tax bill for 1247 Upland Ave was $2,725.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,000 (-) Land $45,000 Building $230,000 | $275,000 (-) Land $45,000 Building $230,000 | |
| 2025 | $2,725.00 | $275,000 Land $45,000 Building $230,000 | $275,000 Land $45,000 Building $230,000 |
| 2023 | $2,931.00 | $275,000 Land $45,000 Building $230,000 | $275,000 Land $45,000 Building $230,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1247 Upland Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1247 Upland Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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