1244 Upland Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1244 Upland Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,145 sqft · built 1936
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$209,900 (Apr 2024)
Tax Bill$2,080 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN041-40-51-016.00

Property Details

APN / Parcel Number

Primary APN041-40-51-016.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,145 sqft Finished Area
Gross Area1,575 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0414051016.00
Street Address1244 UPLAND AVE
CityFT WRIGHT
StateKY
Zip41011-3756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 240
Legal SubdivisionSOUTH HILLS
Legal PhaseB
Legal Lot Number240
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract65200

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1244 UPLAND AVE, FT WRIGHT, KY 41011-3756
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
Dec 16, 2020Warranty Deed, Transfer · Conventional with PMI
PROSPERITY HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2024 · Amount on Record
Deed SaleApr 4, 2024 · Amount on Record
Prior SaleDec 16, 2020 · Amount on Record
Deed Document Number0000277880
Deed Book / Page277 / 880
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 4, 2024
Property Address1244 UPLAND AVE, COVINGTON, KY 41011-3756
Document Number0005900166
Book / PageKC 277 / 880
Instrument DateMar 25, 2024
Instrument24040405900166
Transaction TypeTransfer
Record UpdatedMay 20, 2024
Title CompanyCOSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13456 HIDDEN RIDGE LN, CALIFORNIA, KY 41007-8660

Transferred To (Grantee/Buyer)

NameVerified Name
Address1244 UPLAND AVE, COVINGTON, KY 41011-3756
InvestorPossibly a Property Investor

Mortgage

Document Number0005900041
DateApr 4, 2024
Instrument24040905900041
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

Mortgage

Document Number0005900041
DateApr 9, 2024
Book PageKCM 539/109
Instrument24040905900041
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Address3940 N RAVENSWOOD AVE, CHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 16, 2020
Property Address1244 UPLAND AVE, COVINGTON, KY 41011-3756
Document Number0000000173
Book / Page000061 / 000196
Instrument DateDec 11, 2020
Instrument173
Transaction TypeTransfer
Record UpdatedJan 15, 2021
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1244 UPLAND AVE COVINGTON KY 410113756, COVINGTON, KY 41011-3756

Mortgage

Document Number8
DateDec 16, 2020
Book Page000141/000627
Instrument8
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 15, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,080.00 (+2.72%)$209,900 (+10.47%) Land $45,000 Building $164,900$209,900 (+10.47%) Land $45,000 Building $164,900
2023$2,025.00$190,000 Land $45,000 Building $145,000$190,000 Land $45,000 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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