1236 Union St, Monroe, MI 48161 Property Records

Monroe County property record for 1236 Union St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,976 sqft
Lot Size	0.81 acres (35,284 sqft)
Owner	Company Name on Record
Tax Bill	$2,634 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-020-414-31`

Property Details

APN / Parcel Number

Primary APN	`12-020-414-31`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	5 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	1,976 sqft
Basement Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	35,284 sqft (0.81 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1236 UNION ST
City	MONROE
State	MI
Zip	48161-4043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 1 & 17 PC 540 0.805 AC COM AT THE INT OF THE S'LY LI OF TENTH ST (66 FT WIDE) EXTENDED WITH THE CL OF UNION ST (66 FT
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1003
Census Tract	832200

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1236 UNION ST, MONROE, MI 48161-4043
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage BM REAL ESTATE SERVICES INC
Jun 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 21, 2017	Warranty Deed, Transfer · Conventional Mortgage ROSS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 26, 2020
Transfer Doc	0000010665
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1236 UNION ST, MONROE, MI 48161-4043
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019699
Date	Nov 12, 2019
Instrument	2019R19699

Lender

Name	BM REAL ESTATE SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jun 3, 2020
Property Address	1236 UNION ST, MONROE, MI 48161-4043
Document Number	0000010665
Instrument Date	May 26, 2020
Instrument	10665
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1236 UNION ST MONROE MI 481614043, MONROE, MI 48161-4043

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 21, 2017
Property Address	1236 UNION ST, MONROE, MI 48161-4043
Document Number	0000008990
Instrument Date	Apr 20, 2017
Instrument	8990
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,264.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3836 21ST ST WYANDOTTE MI 481926306, WYANDOTTE, MI 48192-6306

Mortgage

Document Number	9300
Date	Apr 21, 2017
Instrument	9300

Lender

Name	ROSS MTG
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,050 (+34.87%) Land $14,200 Building $106,850	$242,100 (+34.87%) Land $28,400 Building $213,700
2025	$2,634.00 (+12.9%) Homeowner's exemption
2023	$2,333.00 Homeowner's exemption	$89,750	$179,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1982–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber.

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