1247 Spies Rd, Star, NC 27356 Property Records

Montgomery County property record for 1247 Spies Rd, Star, NC 27356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,328 sqft · built 1946
Lot Size	44 acres (1,919,689 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Mar 2018)
Tax Bill	$7,446 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2019 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`7670 00 64 4581`

Property Details

APN / Parcel Number

Primary APN	`7670 00 64 4581`
Alternative APN	`62881`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,328 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Asbestos
Foundation Type	Block
Roof Type	Gable
Roof Material	Asbestos
Lot Area	1,919,689 sqft (44 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	62881
Street Address	1247 SPIES RD
City	STAR
State	NC
Zip	27356-7410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	GEORGE ALLEN GEORGE ALLEN
Jurisdiction	MONTGOMERY NC
Township / Civil Division	STAR
Census Block Group	1
Census Block	1047
Census Tract	960101

Owner

1247 Spies Rd is owned by two individuals who bought it in March 2018.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 DOG PATCH LN, STAR, NC 27356-7318
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Mar 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Mar 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK
Mar 5, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK
Mar 5, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK
Mar 5, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK
Mar 5, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK
Mar 5, 2018	Warranty Deed, Transfer
Mar 5, 2018	Warranty Deed, Transfer · Construction Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2018 · Amount on File
Deed Sale	Mar 5, 2018 · Amount on File
Prior Sale	Apr 1, 1996
Deed Document Number	2018353784
Deed Book / Page	804 / 518
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1247 SPIES RD, STAR, NC 27356-7410
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00822/0599
Date	Mar 12, 2019
Book Page	0822/0599
Instrument	357904

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	225 Months
Due	Dec 12, 2037

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1247 SPIES RD, STAR, NC 27356-7410
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00822/0588
Date	Mar 12, 2019
Book Page	0822/0588
Instrument	357903

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	48 Months
Due	Mar 12, 2023

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1247 SPIES RD, STAR, NC 27356-7410
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00829/0747
Date	Jul 25, 2019
Book Page	0829/0747
Instrument	359456

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jul 25, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1247 SPIES RD, STAR, NC 27356-7410
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00822/0610
Date	Mar 12, 2019
Book Page	0822/0610
Instrument	357905

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	216 Months
Due	Mar 12, 2037

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1247 SPIES RD, STAR, NC 27356-7410
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PLANTATION CIR, SEAGROVE, NC 27341-9539

Mortgage

Document Number	000910/886
Date	Oct 3, 2022
Book Page	910/886
Instrument	375667

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	ROBBINS, NC 27325

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1247 SPIES RD, STAR, NC 27356-7410
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PLANTATION CIR, SEAGROVE, NC 27341-9539

Mortgage

Document Number	000910/900
Date	Oct 3, 2022
Book Page	910/900
Instrument	375669

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	ROBBINS, NC 27325

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1247 SPIES RD, STAR, NC 27356-7410
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00804/0542
Date	Mar 5, 2018
Book Page	0804/0542
Instrument	353787

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2019

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1247 SPIES RD, STAR, NC 27356-7410
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0804/0542
Date	Mar 5, 2018
Book Page	0804/0542
Instrument	353787

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2019

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1247 SPIES RD, STAR, NC 27356-7410
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0804/0532
Date	Mar 5, 2018
Book Page	0804/0532
Instrument	353786

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2019

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1247 SPIES RD, STAR, NC 27356-7410
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0804/0532
Date	Mar 5, 2018
Book Page	0804/0532
Instrument	353786

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2019

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Mar 5, 2018
Property Address	1247 SPIES RD, STAR, NC 27356-7410
Document Number	0804/0518
Book / Page	0804 / 0518
Map Reference	CAB D SL 33-C
Instrument Date	Mar 5, 2018
Instrument	353784
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2714 TRYON COURTHOUSE RD, 2714, BESSEMER CITY, NC 28016-7647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PLANTATION CIR, SEAGROVE, NC 27341-9539

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Mar 5, 2018
Property Address	1247 SPIES RD, STAR, NC 27356-7410
Document Number	00804/0518
Book / Page	0804 / 0518
Map Reference	CAB D SL 33-C
Instrument Date	Mar 5, 2018
Instrument	353784
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2714 TRYON COURTHOUSE RD, BESSEMER CITY, NC 28016-7647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 PLANTATION CIR, SEAGROVE, NC 27341-9539

Mortgage

Document Number	00804/0532
Date	Mar 5, 2018
Book Page	0804/0532
Instrument	353786

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	EL DORADO, AR 71730

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 1247 Spies Rd was $7,446.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,210,826 (-) Land $122,136 Building $1,088,690	$1,210,826 (-) Land $122,136 Building $1,088,690
2025	$7,446.00	$1,210,826 Land $122,136 Building $1,088,690	$1,210,826 Land $122,136 Building $1,088,690
2023		$1,210,826 Land $122,136 Building $1,088,690	$1,210,826 Land $122,136 Building $1,088,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1247 Spies Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1247 Spies Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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