1090 Spies Rd, Star, NC 27356 Property Records

Montgomery County property record for 1090 Spies Rd, Star, NC 27356

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,340 sqft · built 1959
Lot Size	1.61 acres (70,132 sqft)
Owner	Company Name on Record
Tax Bill	$736 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7670 00 63 1222`

Property Details

APN / Parcel Number

Primary APN	`7670 00 63 1222`
Alternative APN	`74598`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,340 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Combination
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	70,132 sqft (1.61 acres)
Garage Type	Carport
Garage Area	196 sqft
Carport	Carport
Carport Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	74598
Street Address	1090 SPIES RD
City	STAR
State	NC
Zip	27356-7408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	CHARLES ALLEN CHARLES ALLEN
Jurisdiction	MONTGOMERY NC
Township / Civil Division	STAR
Census Block Group	1
Census Block	1055
Census Tract	960101

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 890, BISCOE, NC 27209-0890
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK
Jan 13, 2021	Deed of Trust, Mortgage · Line of Credit FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 2013
Deed Sale	Jan 1, 2013
Deed Book / Page	715 / 704
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1090 SPIES RD, STAR, NC 27356-7408
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	868 S MAIN ST, STAR, NC 27356-7401

Mortgage

Document Number	000980/416
Date	Mar 12, 2026
Book Page	980/416
Instrument	389958

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	BISCOE, NC 27209

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	1090 SPIES RD, STAR, NC 27356-7408
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 POINT OVAL CT, TROY, NC 27371-9718

Mortgage

Document Number	863/853
Date	Jan 13, 2021
Book Page	863/853
Instrument	366330

Lender

Name	FIDELITY BANK
Type	Bank
Address	BISCOE, NC 27209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,698 (-) Land $11,525 Building $108,173	$119,698 (-) Land $11,525 Building $108,173
2025	$736.00	$119,698 (-) Land $11,525 Building $108,173	$119,698 (-) Land $11,525 Building $108,173
2023		$119,698 Land $11,525 Building $108,173	$119,698 Land $11,525 Building $108,173

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019
Treatment and Procedure	Organic carbon removal Jan 2022
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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