1247 N Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 1247 N Moore St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,696 sqft · built 1991
Lot Size	4.83 acres (210,395 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Nov 2018)
Tax Bill	$12,471 (2025)
Deeds & Mortgages	Mar 2024 Transfer Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-14-200-005-000`

Property Details

APN / Parcel Number

Primary APN	`07-14-200-005-000`
Alternative APN	`07140000000203 00`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,696 sqft Living Area
1st Floor Area	2,696 sqft
Basement Area	2,696 sqft
Unfinished Basement	2,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Lot Area	210,395 sqft (4.83 acres)
Garage Area	800 sqft
Porch	Porch
Porch Area	336 sqft
Patio Area	479 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1247 N MOORE ST
City	WATERLOO
State	IL
Zip	62298-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WA1
Legal Description	PART LOT 2
Legal Range	10W
Legal Township	02S
Legal Section	14
Legal Lot Number	2
Jurisdiction	MONROE IL
Township / Civil Division	30
Census Block Group	2
Census Block	2078
Census Tract	600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1247 N MOORE ST, WATERLOO, IL 62298-5411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Intrafamily Transfer, Transfer
Apr 14, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK
Aug 27, 2019	Deed of Trust, Mortgage · VA Mortgage STRONG HOME MORTGAGE LLC
Nov 16, 2018	Deed, Transfer · VA Mortgage NBKC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	2018398804
Last Transfer Date	Mar 5, 2024
Transfer Doc	0000432334
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Mar 6, 2024
Property Address	1247 N MOORE ST, WATERLOO, IL 62298-5411
Document Number	0000432334
Map Reference	174 PG 134
Instrument Date	Mar 1, 2024
Instrument	432334
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1247 N MOORE ST, WATERLOO, IL 62298-5411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1247 N MOORE ST, WATERLOO, IL 62298-5411

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1247 N MOORE ST, WATERLOO, IL 62298-5411
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416407
Date	Apr 14, 2021
Instrument	416407

Lender

Name	NORTH AMERICAN SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1247 N MOORE ST, WATERLOO, IL 62298-5411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403224
Date	Aug 27, 2019
Instrument	403224

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Nov 16, 2018
Property Address	1247 N MOORE ST, WATERLOO, IL 62298-5411
Document Number	0000398804
Map Reference	PG 34
Instrument Date	Nov 16, 2018
Instrument	398804
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1247 N MOORE ST, WATERLOO, IL 62298-5411

Mortgage

Document Number	0000398805
Date	Nov 16, 2018
Instrument	398805

Lender

Name	NBKC BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,471.00 (+5.79%) Homeowner's exemption	$210,140 (+47.82%) Land $48,390 Building $161,750	$630,420 (+47.82%) Land $145,170 Building $485,250
2024	$11,788.00
2022	Disabled Person's exemption Additional exemption filed	$142,160 Land $35,070 Building $107,090	$426,480 Land $105,210 Building $321,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	263 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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