1157 N Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 1157 N Moore St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,129 sqft · built 1992
Lot Size	2.49 acres (108,464 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jul 2023)
Tax Bill	$11,227 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-14-400-004-000`

Property Details

APN / Parcel Number

Primary APN	`07-14-400-004-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,129 sqft Living Area
1st Floor Area	3,129 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Foundation Type	Raised
Lot Area	108,464 sqft (2.49 acres)
Garage Area	792 sqft
Driveway	Asphalt Driveway
Driveway Area	4,496 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Porch Area	96 sqft
Deck Area	208 sqft
Patio Area	774 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1157 N MOORE ST
City	WATERLOO
State	IL
Zip	62298-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WA1
Legal Description	PART SE NE & PART NE SE SEC 14 & PART NW SW SEC 13
Legal Range	10W
Legal Township	02S
Legal Section	14
Jurisdiction	MONROE IL
Township / Civil Division	30
Census Block Group	2
Census Block	2078
Census Tract	600402

Owner

1157 N Moore St is owned and occupied by two individuals who bought it in July 2023.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1157 N MOORE ST, WATERLOO, IL 62298-5409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU
Dec 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Deed Document Number	2023429936
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 28, 2023
Property Address	1157 N MOORE ST, WATERLOO, IL 62298-5409
Document Number	0000429936
Instrument Date	Jul 28, 2023
Instrument	429936
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1157 N MOORE ST, WATERLOO, IL 62298-5409

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1157 N MOORE ST, WATERLOO, IL 62298-5409

Mortgage

Document Number	0000429937
Date	Jul 28, 2023
Instrument	429937

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

Interest

Rate Type	Fixed Rate
Rate	5.38%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1157 N MOORE ST, WATERLOO, IL 62298-5409
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427220
Date	Dec 6, 2022
Instrument	427220

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1157 N MOORE ST, WATERLOO, IL 62298-5409
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000419587
Date	Sep 9, 2021
Instrument	419587

Lender

Name	HOME POINT FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1157 N Moore St was $11,227, up 6.6% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,227.00 (+6.63%) Homeowner's exemption	$189,750 Land $31,820 Building $157,930	$569,250 Land $95,460 Building $473,790
2024	$10,529.00
2022	Homeowner's exemption Additional exemption filed	$137,750 (+0.59%) Land $24,950 Building $112,800	$413,250 (+0.59%) Land $74,850 Building $338,400
2021	Homeowner's exemption Additional exemption filed	$136,940 Land $22,780 Building $114,160	$410,820 Land $68,340 Building $342,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1157 N Moore St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	263 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1157 N Moore St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Spectrum, Verizon.

Nearby Properties on N Moore St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures