1247 Berkeley Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1247 Berkeley Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,212 sqft · built 1939
Lot Size	0.114 acres (4,960 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Sep 2026)
Tax Bill	$7,938 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-12-0014`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-12-0014`
Alternative APNs	`8389433` `436860`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	900 sqft
Basement Area	350 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Frame/Wood
Construction Type	Wood
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	436860
Street Address	1247 BERKELEY AVE
City	SAINT PAUL
State	MN
Zip	55105-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDWING ADDITION LOT 18 BLK 2
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	REDWING ADDITION
Legal Block	2
Legal Lot Number	18
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3000
Census Tract	36600

Owner

1247 Berkeley Ave is owned and occupied by an individual who bought it in September 2026.

Source: Ramsey County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1247 BERKELEY AVE, SAINT PAUL, MN 55105-2802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jan 12, 2022	Deed of Trust, Mortgage · Line of Credit HIWAY CU
May 5, 2020	Deed of Trust, Mortgage · Conventional with PMI BELL BK
Mar 21, 2019	Warranty Deed, Transfer · Conventional with PMI ALERUS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Dec 7, 2020 · Amount on File
Deed Document Number	20265122319
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 25, 2026
Property Address	1247 BERKELEY AVE, SAINT PAUL, MN 55105-2802
Document Number	0005122319
Instrument Date	Sep 11, 2026
Instrument	20265122319
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NORTH TITLE, GREAT NORTH TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183,719.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1247 BERKELEY AVE, SAINT PAUL, MN 55105-2802

Mortgage

Document Number	0005122320,
Date	Sep 25, 2026
Instrument	20265122320

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1247 BERKELEY AVE, SAINT PAUL, MN 55105-2802
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04928831
Date	Jan 12, 2022
Instrument	A04928831

Lender

Name	HIWAY CU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jan 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1247 BERKELEY AVE, SAINT PAUL, MN 55105-2802
Document Number	0004810800
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1247 BERKELEY AVE ST PAUL MN 551052802, ST PAUL, MN 55105-2802

Mortgage

Document Number	0004810800
Date	May 12, 2020
Instrument	4810800

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 21, 2019
Property Address	1247 BERKELEY AVE, SAINT PAUL, MN 55105-2802
Document Number	0004750298
Instrument Date	Mar 4, 2019
Instrument	4750298
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	CARVER COUNTY ABSTRACT AND TITLE INC, CARVER CNTY ABS & TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1247 BERKELEY AVE ST PAUL MN 551052802, ST PAUL, MN 55105-2802

Mortgage

Document Number	4750300
Date	Mar 21, 2019
Instrument	4750300

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1247 Berkeley Ave was $7,938.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,000 (+1.77%) Land $112,200 Building $398,800	$511,000 (+1.77%) Land $112,200 Building $398,800
2025	$7,938.00	$502,100 Land $112,200 Building $389,900	$502,100 Land $112,200 Building $389,900
2023	$7,122.00	$457,000 Land $112,200 Building $344,800	$457,000 Land $112,200 Building $344,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1247 Berkeley Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1247 Berkeley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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