1238 Berkeley Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1238 Berkeley Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,186 sqft · built 1930
Lot Size	0.114 acres (4,960 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Aug 2022)
Tax Bill	$6,872 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-12-0024`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-12-0024`
Alternative APNs	`8285257` `322935`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	322935
Street Address	1238 BERKELEY AVE
City	SAINT PAUL
State	MN
Zip	55105-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDWING ADDITION LOT 5 BLK 3
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	REDWING ADDITION
Legal Block	3
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3005
Census Tract	36600

Owner

1238 Berkeley Ave is owned and occupied by an individual who bought it in August 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1238 BERKELEY AVE, SAINT PAUL, MN 55105-2801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 10, 2018	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on File
Deed Sale	Aug 29, 2022 · Amount on File
Prior Sale	Dec 10, 2018 · Amount on File
Deed Document Number	20224961542
Prior Transfer Date	Aug 24, 2022
Prior Transfer Doc	0004961542
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 29, 2022
Property Address	1238 BERKELEY AVE, SAINT PAUL, MN 55105-2801
Document Number	0A04961542
Instrument Date	Aug 24, 2022
Instrument	A04961542
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	EXCLUSIVE TITLE SERVICES, EXECUTIVE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 BERKELEY AVE, SAINT PAUL, MN 55105-2801

Mortgage

Document Number	0A04961543
Date	Aug 29, 2022
Instrument	A04961543

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 10, 2018
Property Address	1238 BERKELEY AVE, SAINT PAUL, MN 55105-2801
Document Number	0004738219
Instrument Date	Nov 9, 2018
Instrument	4738219
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,173.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 BERKELEY AVE ST PAUL MN 551052801, ST PAUL, MN 55105-2801

Mortgage

Document Number	4739375
Date	Dec 10, 2018
Instrument	4739375

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1238 Berkeley Ave was $6,872 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,700 Land $112,200 Building $325,500	$437,700 Land $112,200 Building $325,500
2025	$6,872.00
2023	$6,112.00 Homeowner's exemption	$384,500 Land $112,200 Building $272,300	$384,500 Land $112,200 Building $272,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1238 Berkeley Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1238 Berkeley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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