12469 Co Rd 29, Centre, AL 35960 Property Records

Cherokee County property record for 12469 Co Rd 29, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	2,548 sqft · built 1995
Lot Size	9.25 acres (402,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jun 2022)
Tax Bill	$1,285 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-19-02-10-0-000-021.000`

Property Details

APN / Parcel Number

Primary APN	`13-19-02-10-0-000-021.000`
Alternative APNs	`ALT APN:1902100000021000` `215389` `24996`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,548 sqft Living Area
1st Floor Area	1,532 sqft
Upper Floors Area	1,016 sqft
Basement Area	1,452 sqft
Finished Basement	1,452 sqft
Unfinished Basement	1,452 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	402,930 sqft (9.25 acres)
Porch	Slab
Porch Area	576 sqft
Deck Area	272 sqft

Location & Zoning

Account Number	215389
Street Address	12469 COUNTY ROAD 29
City	CENTRE
State	AL
Zip	35960-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR NW/4 SE/4; E 100'TO POB; N 650';E 550'; SLY580'; W 760'TO POB
Legal Range	11E
Legal Township	11S
Legal Section	10
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	2
Census Block	2018
Census Tract	956101

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12469 COUNTY ROAD 29, CENTRE, AL 35960-3636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Dec 23, 2004
Deed Document Number	2022224971
Prior Transfer Date	Nov 26, 2010
Prior Transfer Doc	0000167279
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	12469 COUNTY ROAD 29, CENTRE, AL 35960-3636
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000226051
Date	Sep 6, 2022
Instrument	226051

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 7, 2047

Interest

Rate Type	Adjustable Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 27, 2022
Property Address	12469 COUNTY ROAD 29, CENTRE, AL 35960-3636
Document Number	0000224971
Instrument Date	Jun 24, 2022
Instrument	224971
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12469 COUNTY ROAD 29, CENTRE, AL 35960-3636

Mortgage

Document Number	0000224972
Date	Jun 27, 2022
Instrument	224972

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,285.00 (+7.26%)
2025	$1,198.00 (+5.83%) Homeowner's exemption	$8,100 (+7.14%) Land $4,020 Building $4,080	$297,900 (+5.64%) Land $40,200 Building $257,700
2024	$1,132.00 Additional exemption filed	$7,560 (-73.21%) Land $3,660 Building $3,900	$282,000 (-) Land $36,500 Building $245,500
2023	$1,132.00 (+34.6%) Additional exemption filed	$28,220 (+273.28%)	$282,000 (-1.64%) Land $36,500 Building $245,500
2022	$841.00 Additional exemption filed	$7,560 Land $3,660 Building $3,900	$286,700 Land $36,500 Building $250,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
TDS Telecom DSL	50 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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