Cherokee County property record for 12229 Co Rd 29, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,743 sqft · built 2020 |
| Lot Size | 22 acres (958,320 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,086 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-19-02-10-0-000-020.000 |
| Primary APN | 13-19-02-10-0-000-020.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,743 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 958,320 sqft (22 acres) |
| Garage Type | Mixed |
| Deck Area | Deck Area |
| Account Number | 204896 |
|---|---|
| Street Address | 12229 COUNTY ROAD 29 |
| City | CENTRE |
| State | AL |
| Zip | 35960-3633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SW COR NW/4-SE/4, W 1240', NWLY 925', W 1000',S 885' TO POB |
| Legal Range | 11E |
| Legal Township | 11S |
| Legal Section | 10 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 956101 |
12229 Co Rd 29 is owned and occupied by two individuals.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12229 COUNTY ROAD 29, CENTRE, AL 35960-3633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Aug 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 12229 COUNTY ROAD 29, CENTRE, AL 35960-3633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 209567 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 209567 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 4, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 12229 COUNTY ROAD 29, CENTRE, AL 35960-3633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 213464 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 213464 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 12229 COUNTY ROAD 29, CENTRE, AL 35960-3633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 214468 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 214468 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 31, 2045 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 12229 Co Rd 29 was $1,086 with a homeowner's exemption, up 7.3% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,086.00 (+7.31%) | ||
| 2025 | $1,012.00 (+6.53%) Homeowner's exemption | $23,700 (+6.28%) Land $5,820 Building $17,880 | $253,000 (+6.12%) Land $58,100 Building $194,900 |
| 2024 | $950.00 Additional exemption filed | $22,300 (-6.46%) Land $5,280 Building $17,020 | $238,400 (-) Land $52,800 Building $185,600 |
| 2023 | $950.00 Homeowner's exemption | $23,840 (+249.56%) | $238,400 (-) Land $52,800 Building $185,600 |
| 2022 | $950.00 Homeowner's exemption | $6,820 Land $5,280 Building $1,540 | $238,400 Land $52,800 Building $185,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12229 Co Rd 29 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12229 Co Rd 29 is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 94% of Alabama |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| TDS Telecom DSL | 50 / 10 |
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