12465 Windsum Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 12465 Windsum Dr, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,322 sqft · built 2004
Lot Size0.67 acres (29,185 sqft)
Owner2 Company Names on File
Last Sale$350,000 (Nov 2014)
Tax Bill$13,270 (2024)
Deeds & MortgagesJul 2026 Line of Credit
Feb 2026 Transfer
Flood ZoneZone X (minimal risk)
APN04-25-202-009

Property Details

APN / Parcel Number

Primary APN04-25-202-009
Alternative APN
  • 025A075

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,322 sqft Living Area
Basement Area2,322 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Lot Area29,185 sqft (0.67 acres)
Garage Area1,275 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number025A075
Street Address12465 WINDSUM DR
CityROSCOE
StateIL
Zip61073-7589
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionWHISPERING WINDS NO 4 PT NE1/4 SEC 25-46-2 LOT 55
Legal Range2
Legal Township46
Legal Section25
Legal SubdivisionWHISPERING WINDS 04
Legal Lot Number55
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group4
Census Block4033
Census Tract3903

Owner

Source: Winnebago County assessment roll, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address12465 WINDSUM DR, ROSCOE, IL 61073-7589
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage · Line of Credit
MIDLAND STATES BANK
Feb 5, 2026Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2014 · Amount on Record
Deed SaleNov 12, 2014 · Amount on Record
Prior SaleDec 17, 2004 · Amount on Record
Last Transfer DateJan 23, 2026
Transfer Doc0000003122
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Recording DateJul 8, 2026
Property Address12465 WINDSUM DR, ROSCOE, IL 61073-7589
Document Number0000017266
Instrument DateJul 2, 2026
Instrument202617266
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address12465 WINDSUM DR, ROSCOE, IL 61073-7589
InvestorPossibly a Property Investor

Mortgage

Document Number0000017266,
DateJul 8, 2026
Instrument202617266
Lender
NameMIDLAND STATES BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINNEBAGO IL
Recording DateFeb 5, 2026
Property Address12465 WINDSUM DR, ROSCOE, IL 61073-7589
Document Number0000003122
Map ReferencePB 41 PG 86B
Instrument DateJan 23, 2026
Instrument2603122
Transaction TypeTransfer
Record UpdatedMar 11, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12465 WINDSUM DR, ROSCOE, IL 61073-7589

Transferred To (Grantee/Buyer)

NameVerified Name
Address12465 WINDSUM DR, ROSCOE, IL 61073-7589
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 16, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$13,270.00 Homeowner's exemption$166,906 (+21.89%) Land $22,882 Building $144,024$500,718 (+21.89%) Land $68,646 Building $432,072
2022Homeowner's exemption$136,928 Land $18,772 Building $118,156$410,784 Land $56,316 Building $354,468

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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