12456 Windsum Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 12456 Windsum Dr, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,032 sqft · built 2003
Lot Size1.26 acres (54,886 sqft)
Owner2 Individual Names on Record
Last Sale$38,000 (Aug 2002)
Tax Bill$10,654 (2025)
Deeds & MortgagesJul 2019 Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-201-005

Property Details

APN / Parcel Number

Primary APN04-25-201-005
Alternative APNs
  • 425201005
  • 025A074

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,032 sqft Living Area
Basement Area2,048 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Lot Area54,886 sqft
Garage Area873 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number025A074
Street Address12456 WINDSUM DR
CityROSCOE
StateIL
Zip61073-7588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionWHISPERING WINDS NO 4 PT NE1/4 SEC 25-46-2 LOT 54
Legal Range2
Legal Township46
Legal Section25
Legal SubdivisionWHISPERING WINDS 04
Legal Lot Number54
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group4
Census Block4033
Census Tract3903

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12456 WINDSUM DR, ROSCOE, IL 61073-7588
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2019Deed of Trust, Mortgage · Conventional with PMI
STILLMAN BANCORP
Mar 22, 2019Deed of Trust, Mortgage · Conventional with PMI
STILLMAN BANCORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2002 · Amount on Record
Deed SaleAug 30, 2002 · Amount on Record
Deed Document Number2002262551
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address12456 WINDSUM DR, ROSCOE, IL 61073-7588
Document Number0001026065
Instrument DateJul 29, 2019
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyTITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12456 WINDSUM DR ROSCOE IL 610737588, ROSCOE, IL 61073-7588

Mortgage

Document Number0001026065
DateAug 5, 2019
Instrument1026065
Lender
NameSTILLMAN BANCORP
TypeMortgage Company
AddressSTILLMAN VALLEY, IL 61084
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 4, 2049

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address12456 WINDSUM DR, ROSCOE, IL 61073-7588
Document Number0001008100
Instrument DateMar 22, 2019
Transaction TypeMortgage
Record UpdatedApr 24, 2019
Title CompanyTITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12456 WINDSUM DR ROSCOE IL 610737588, ROSCOE, IL 61073-7588

Mortgage

Document Number0001008100
DateMar 28, 2019
Instrument1008100
Lender
NameSTILLMAN BANCORP
TypeMortgage Company
AddressSTILLMAN VALLEY, IL 61084
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 27, 2049

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,654.00$142,789 (+33.46%) Land $25,918 Building $116,871$428,367 (+33.46%) Land $77,754 Building $350,613
2022Homeowner's exemption$106,989 Land $19,420 Building $87,569$320,967 Land $58,260 Building $262,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Windsum Dr

Nearby Streets

Search Property Records by Address or Parcel Number