1231 Settle Ave, San Jose, CA 95125 Property Records

Santa Clara County property record for 1231 Settle Ave, San Jose, CA 95125

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,712 sqft · built 1905
Lot Size	0.343 acres (14,960 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2026)
Tax Bill	$2,523 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2026 Sale + 2 more
Flood Zone	Zone D (undetermined)
APN	`429-05-012`

Property Details

APN / Parcel Number

Primary APN	`429-05-012`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,712 sqft Living Area
1st Floor Area	1,356 sqft
2nd Floor Area	1,356 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1933
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	14,960 sqft (0.343 acres)
Lot Dimensions	187 ft deep x 80 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1231 SETTLE AVE
City	SAN JOSE
State	CA
Zip	95125-2362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	MAP A3 854
Legal Subdivision	SETTLE
Legal Lot Number	9,10
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	6
Census Block	6004
Census Tract	502400

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1231 SETTLE AVE, SAN JOSE, CA 95125-2362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 27, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Feb 6, 2026	Grant Deed, Transfer
Dec 6, 2023	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	May 27, 2026 · Amount on Record
Deed Document Number	202626005424
Prior Transfer Date	Jun 11, 2026
Prior Transfer Doc	0026005424
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 17, 2026
Property Address	1231 SETTLE AVE, SAN JOSE, CA 95125-2362
Document Number	0026005424
Instrument Date	Jun 11, 2026
Instrument	202626005424
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Tax	$27,775.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1231 SETTLE AVE, SAN JOSE, CA 95125-2362
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005425,
Date	Jun 17, 2026
Instrument	20265425

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 27, 2026
Property Address	1231 SETTLE AVE, SAN JOSE, CA 95125-2362
Document Number	0025994732
Instrument Date	Apr 21, 2026
Instrument	202625994732
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$87,991.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Percentage Unclear

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 SETTLE AVE, SAN JOSE, CA 95125-2362
Investor	Possibly a Property Investor

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 6, 2026
Property Address	1231 SETTLE AVE, SAN JOSE, CA 95125-2362
Document Number	0025940983
Map Reference	MB M PG 2
Instrument Date	Jan 21, 2026
Instrument	25940983
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Tax	$3,484.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 SETTLE AVE, SAN JOSE, CA 95125-2362

December 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 6, 2023
Property Address	1231 SETTLE AVE, SAN JOSE, CA 95125-2362
Document Number	0025571880
Map Reference	MB M PG 2
Instrument Date	Nov 16, 2023
Instrument	25571880
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1231 SETTLE AVE, SAN JOSE, CA 95125-2362

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$82,846 (+2%) Land $29,895 Building $52,951
2025	$2,523.00 (+8.24%)	$81,222 (+4.04%) Land $29,309 Building $51,913
2023	$2,331.00 (+0.91%) Homeowner's exemption	$78,071 Land $28,172 Building $49,899
2022	$2,310.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 29 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Ridge Wireless, T-Mobile.

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