1246 Bluffview Ridge Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 1246 Bluffview Ridge Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,681 sqft · built 1994
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$552,000 (Jan 2021)
Tax Bill	$8,566 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18U-53-0346`

Property Details

APN / Parcel Number

Primary APN	`18U-53-0346`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,681 sqft Living Area
Gross Area	5,341 sqft
1st Floor Area	923 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2013
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	94 ft deep x 104 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	47 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1246 BLUFFVIEW RIDGE DR
City	CHESTERFIELD
State	MO
Zip	63005-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	BLUFFS OF WILDHORSE (THE) LOT 18
Legal Subdivision	BLUFFS OF WILDHORSE (THE)
Legal Lot Number	18
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1015
Census Tract	221629

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1246 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 25, 2019	Deed of Trust, Mortgage DELMAR FIN'L
Apr 26, 2018	Warranty Deed, Transfer DELMAR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Apr 26, 2018 · Amount on Record
Deed Document Number	2021870
Deed Book / Page	24574 / 2062
Prior Transfer Date	Jul 21, 2017
Prior Transfer Doc	02262300684
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 8, 2021
Property Address	1246 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1300
Document Number	0245742062
Book / Page	24574 / 2062
Map Reference	MB 328 PG 63-65
Instrument Date	Nov 6, 2020
Instrument	2021010800870
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	TRUE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1246 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1300

Mortgage

Document Number	2021010800871
Date	Jan 8, 2021
Instrument	2021010800871

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1246 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1300
Document Number	0237282293
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1246 BLUFFVIEW RIDGE DR CHESTERFIELD MO 630051300, CHESTERFIELD, MO 63005-1300

Mortgage

Document Number	0237282293
Date	Oct 4, 2019
Book Page	023728/002293
Instrument	350

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2034

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 26, 2018
Property Address	1246 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1300
Document Number	0230002274
Book / Page	023000 / 002274
Instrument Date	Apr 25, 2018
Instrument	516
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1246 BLUFFVIEW RIDGE DR CHESTERFIELD MO 630051300, CHESTERFIELD, MO 63005-1300

Mortgage

Document Number	230002277
Date	Apr 26, 2018
Book Page	023000/002277
Instrument	517

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 25, 2033

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,070 (-) Land $36,920 Building $86,150	$647,700 (-) Land $194,300 Building $453,400
2025	$8,566.00 (+12.37%)	$123,070 (+14.99%) Land $36,920 Building $86,150	$647,700 (+14.98%) Land $194,300 Building $453,400
2024	$7,623.00 (+2.67%)
2023	$7,425.00 (+6.12%)	$107,030 (+13.69%) Land $18,470 Building $88,560	$563,300 (+13.68%) Land $97,200 Building $466,100
2022	$6,997.00	$94,140 Land $20,310 Building $73,830
2021			$495,500 Land $106,900 Building $388,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	7 (1985–2015)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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