1245 Bluffview Ridge Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 1245 Bluffview Ridge Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,261 sqft · built 1994
Lot Size	0.26 acres (11,326 sqft)
Owner	Trust Name on File
Last Sale	$312,500 (Sep 2010)
Tax Bill	$9,722 (2025)
Flood Zone	Zone X (minimal risk)
APN	`18U-53-0434`

Property Details

APN / Parcel Number

Primary APN	`18U-53-0434`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,261 sqft Living Area
Gross Area	5,971 sqft
1st Floor Area	1,238 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2020
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	117 ft deep x 76 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	96 sqft
Deck Area	352 sqft
Patio Area	656 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1245 BLUFFVIEW RIDGE DR
City	CHESTERFIELD
State	MO
Zip	63005-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	BLUFFS OF WILDHORSE (THE) LOT 27
Legal Subdivision	BLUFFS OF WILDHORSE (THE)
Legal Lot Number	27
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1015
Census Tract	221629

Owner

1245 Bluffview Ridge Dr is owner-occupied and held in a trust since September 2010.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1245 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1323
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2010 · Amount on File
Deed Sale	Sep 3, 2010 · Amount on File
Prior Sale	Mar 28, 2003 · Amount on File
Deed Document Number	2010926
Deed Book / Page	19097 / 1177
Prior Transfer Date	Aug 14, 2003
Prior Transfer Doc	0000000337
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1245 Bluffview Ridge Dr was $9,722, up 5.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,740 (-) Land $33,970 Building $105,770	$735,500 (-) Land $178,800 Building $556,700
2025	$9,722.00 (+5.82%)	$139,740 Land $33,970 Building $105,770	$735,500 Land $178,800 Building $556,700
2024	$9,187.00 (+2.66%)
2023	$8,949.00 (+22.59%)	$129,070 (+31.41%) Land $16,990 Building $112,080	$679,300 Land $89,400 Building $589,900
2022	$7,300.00	$98,220 Land $18,700 Building $79,520
2021			$516,900 Land $98,400 Building $418,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1245 Bluffview Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	7 (1985–2015)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 Bluffview Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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