12394 185th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 12394 185th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,352 sqft · built 1988
Lot Size	8.18 acres (356,321 sqft)
Owner	Individual Name on File
Tax Bill	$2,750 (2026)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-002-0603`

Property Details

APN / Parcel Number

Primary APN	`11-002-0603`

Interior

Building Area	1,352 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	356,321 sqft (8.18 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	400 sqft

Location & Zoning

Street Address	12394 185TH ST
City	MILACA
State	MN
Zip	56353-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 270 FT OF W 720 FT OF SW OF NE SEE 7/16/85 SKETCH 2 38 27 8.18
Legal Range	27
Legal Township	38
Legal Section	02
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	1
Census Block	1006
Census Tract	170500

Owner

Source: Mille Lacs County assessment roll, as of September 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12394 185TH ST, MILACA, MN 56353-3311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	12394 185TH ST, MILACA, MN 56353-3311
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A399177
Date	Jan 30, 2017
Instrument	A399177

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milaca Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,750.00 (+2.77%)
2025		$281,500 (-7.74%) Land $108,700 Building $172,800	$281,500 (-7.74%) Land $108,700 Building $172,800
2023	$2,676.00	$305,100 Land $94,900 Building $210,200	$305,100 Land $94,900 Building $210,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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