12455 190th St, Spring Valley, MN 55975 Property Records

Fillmore County property record for 12455 190th St, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,264 sqft · built 2004
Lot Size	3.37 acres (146,797 sqft)
Owner	Individual Name on Record
Tax Bill	$3,458 (2026)
Deeds & Mortgages	Mar 2019 Refinance Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33.0107.010`

Property Details

APN / Parcel Number

Primary APN	`33.0107.010`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	2,264 sqft Heated Area
Gross Area	2,734 sqft
Basement Area	2,058 sqft
Finished Basement	2,260 sqft
Unfinished Basement	2,058 sqft
Flooring	Cork
Interior Walls	Paneling

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	146,797 sqft (3.37 acres)
Garage Type	Mixed
Garage Area	1,956 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12455 190TH ST
City	SPRING VALLEY
State	MN
Zip	55975-3074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-16 TWP-102 RANGE-013 3.37 AC 3.37AC SE1/4 SW1/4
Legal Range	13
Legal Township	102
Legal Section	16
Jurisdiction	FILLMORE MN
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1013
Census Tract	960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12455 190TH ST, SPRING VALLEY, MN 55975-3074
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MAYO EMPLOYEES FEDERAL CREDIT UNION
Jul 23, 2018	Deed of Trust, Mortgage MAYO EMPLOYEES FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 21, 2013
Transfer Doc	393663
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	12455 190TH ST, SPRING VALLEY, MN 55975-3074
Transaction Type	Mortgage
Record Updated	Apr 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	421089
Date	Mar 20, 2019
Instrument	421089

Lender

Name	MAYO EMPLOYEES FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2029

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	12455 190TH ST, SPRING VALLEY, MN 55975-3074
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000418213
Date	Jul 23, 2018
Instrument	000000418213

Lender

Name	MAYO EMPLOYEES FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	114 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
County Subdivision	Bloomfield Township
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,458.00 (+3.84%) Homeowner's exemption	$547,600 (+6.91%) Land $71,200 Building $476,400	$547,600 (+6.91%) Land $71,200 Building $476,400
2025	$3,330.00 (+67.51%) Homeowner's exemption	$512,200 (+42.04%) Land $71,200 Building $441,000	$512,200 (+42.04%) Land $71,200 Building $441,000
2023		$360,600 Land $59,800 Building $300,800	$360,600 Land $59,800 Building $300,800
2020	$1,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20
CenturyLink DSL	40 / 3
T-Mobile Fixed Wireless	25 / 3

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