10559 190th St, Spring Valley, MN 55975 Property Records

Fillmore County property record for 10559 190th St, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,344 sqft · built 1977
Lot Size	10.4 acres (453,024 sqft)
Owner	Individual Name on Record
Last Sale	$211,300 (Apr 2014)
Tax Bill	$2,634 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33.0132.010`

Property Details

APN / Parcel Number

Primary APN	`33.0132.010`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	1,944 sqft
Basement Area	988 sqft
Finished Basement	988 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	453,024 sqft (10.4 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	1,120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10559 190TH ST
City	SPRING VALLEY
State	MN
Zip	55975-3241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-102 RANGE-013 10.40 AC 10.4A NE1/4 NW1/4
Legal Range	13
Legal Township	102
Legal Section	19
Jurisdiction	FILLMORE MN
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1020
Census Tract	960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10559 190TH ST, SPRING VALLEY, MN 55975-3241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Dec 9, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2014 · Amount on Record
Deed Sale	Apr 25, 2014 · Amount on Record
Deed Document Number	2014399013
Prior Transfer Date	Feb 19, 2014
Prior Transfer Doc	0000399012
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Recording Date	Apr 15, 2026
Property Address	10559 190TH ST, SPRING VALLEY, MN 55975-3241
Document Number	0000454335
Instrument Date	Mar 26, 2026
Instrument	2026454335
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10559 190TH ST, SPRING VALLEY, MN 55975-3241

Mortgage

Document Number	0000454335,
Date	Apr 15, 2026
Instrument	2026454335

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	10559 190TH ST, SPRING VALLEY, MN 55975-3241
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000435912
Date	Dec 9, 2021
Instrument	435912

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
County Subdivision	Bloomfield Township
Unified School District	LeRoy-Ostrander Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,634.00 (+70.82%) Homeowner's exemption	$356,000 (+2.36%) Land $108,500 Building $247,500	$356,000 (+2.36%) Land $108,500 Building $247,500
2025		$347,800 (+33.1%) Land $108,500 Building $239,300	$347,800 (+33.1%) Land $108,500 Building $239,300
2023		$261,300 Land $87,700 Building $173,600	$261,300 Land $87,700 Building $173,600
2020	$1,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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