San Diego County property record for 12453 Yerba Valle Rd, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 3,445 sqft · built 2005 |
| Lot Size | 8.01 acres (348,916 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $14,825 (2025) |
| Deeds & Mortgages | Aug 2021 Reverse Mortgage Feb 2019 Mortgage |
| APN | 329-132-14-00 |
| Primary APN | 329-132-14-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,445 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 348,916 sqft |
| Parking Spaces | 4 Parking Spaces |
| Old Parcel Number | 3291306400 |
|---|---|
| Street Address | 12453 YERBA VALLE RD |
| City | LAKESIDE |
| State | CA |
| Zip | 92040-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 32-14-1E SWQ ALL PAR 2&NLY 25 FT OF PAR 3 PER PM 7712 IN |
| Legal Range | 01E |
| Legal Township | 14 |
| Legal Section | 32 |
| Legal Subdivision | PARCEL MAP NO 7712 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 16902 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12453 YERBA VALLE RD, LAKESIDE, CA 92040-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Feb 15, 2019 | Deed of Trust, Mortgage · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 1996 |
| Deed Sale | Jul 17, 1996 |
| Deed Document Number | 1996357844 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12453 YERBA VALLE RD, LAKESIDE, CA 92040-1543 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 12453 YERBA VALLE RD, LAKESIDE, CA 92040-1543 |
| Document Number | 0000591239 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021-0591239 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 896 Months |
| Due | Apr 19, 2096 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12453 YERBA VALLE RD, LAKESIDE, CA 92040-1543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICE |
| Name | Verified Name |
|---|---|
| Address | 12453 YERBA VALLE RD, LAKESIDE, CA 92040-1543 |
| Document Number | 0000054857 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 2019-0054857 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 10.5% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $812,782 (+2%) Land $117,475 Building $695,307 | |
| 2025 | $14,825.00 (+2.61%) Homeowner's exemption | $796,846 (+4.04%) Land $115,172 Building $681,674 |
| 2024 | $14,448.00 (+60.2%) | |
| 2023 | $9,019.00 (+1.55%) Homeowner's exemption | $765,904 Land $110,700 Building $655,204 |
| 2022 | $8,881.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 29 (1978–2016) |
| Claims Outside the SFHA | 1 of 29 |
| Most Recent Claim | Mar 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.6% of the US · above 91% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Canyon Wireless Fixed Wireless | 70 / 30 |
May also be available: AT&T, Verizon.
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