St. Louis County property record for 1245 Westrun Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,964 sqft · built 2020 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,901 (Apr 2020) |
| Tax Bill | $8,010 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23S-11-1066 |
| Primary APN | 23S-11-1066 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,964 sqft Living Area |
| Gross Area | 3,604 sqft |
| 1st Floor Area | 1,482 sqft |
| Family Room | Family Room |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,536 sqft (0.173 acres) |
| Lot Dimensions | 84 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 176 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Street Address | 1245 WESTRUN DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-8356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | RUPPEL FARMS LOT 32 |
| Legal Subdivision | RUPPEL FARMS |
| Legal Lot Number | 32 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 217944 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1245 WESTRUN DR, BALLWIN, MO 63021-8356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FCU |
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC |
| Apr 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2020 · Amount on Record |
| Deed Sale | Apr 9, 2020 · Amount on Record |
| Deed Document Number | 2020371 |
| Deed Book / Page | 23996 / 2409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1245 WESTRUN DR, BALLWIN, MO 63021-8356 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1245 WESTRUN DR, BALLWIN, MO 63021-8356 |
| Document Number | 2023011300101 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 2023011300101 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1245 WESTRUN DR, BALLWIN, MO 63021-8356 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1245 WESTRUN DR, BALLWIN, MO 63021-8356 |
| Document Number | 0251941727 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 25194/1727 |
| Instrument | 2021110100277 |
| Name | US WIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 9, 2020 |
| Property Address | 1245 WESTRUN DR, BALLWIN, MO 63021-8356 |
| Document Number | 0239962409 |
| Book / Page | 23996 / 2409 |
| Map Reference | MB 365 PG 220 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 2020040900371 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16091 SWINGLEY RIDGE RD # RD300, 16091, CHESTERFIELD, MO 63017-2005 |
| Name | Verified Name |
|---|---|
| Address | 1245 WESTRUN DR, BALLWIN, MO 63021-8356 |
| Document Number | 2020040900372 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 2020040900372 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,530 (-) Land $34,770 Building $82,760 | $618,600 (-) Land $183,000 Building $435,600 | |
| 2025 | $8,010.00 (+10.29%) | $117,530 (+12.51%) Land $34,770 Building $82,760 | $618,600 (+12.51%) Land $183,000 Building $435,600 |
| 2024 | $7,263.00 (+0.08%) | ||
| 2023 | $7,257.00 | $104,460 Land $18,540 Building $85,920 | $549,800 Land $97,600 Building $452,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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