Seminole County property record for 1245 Stellar Dr, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,057 sqft · built 2010 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $311,800 (Oct 2010) |
| Tax Bill | $5,172 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-31-508-0000-0120 |
| Primary APN | 03-21-31-508-0000-0120 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,057 sqft Living Area |
| 1st Floor Area | 3,057 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft |
| Garage Area | 617 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 444 sqft |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Solar |
| Street Address | 1245 STELLAR DR |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-9675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 PRESERVE AT BLACK HAMMOCK REPLAT PB 72 PGS 73 - 78 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 03 |
| Legal Subdivision | PRESERVE AT BLACK HAMMOCK REPLAT |
| Legal Tract | 508 |
| Legal Lot Number | 12 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21311 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1245 STELLAR DR, OVIEDO, FL 32765-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2010 · Amount on Record |
| Deed Sale | Oct 21, 2010 · Amount on Record |
| Prior Sale | Jun 16, 2010 · Amount on Record |
| Deed Document Number | 2010122519 |
| Deed Book / Page | 07466 / 0266 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1245 STELLAR DR, OVIEDO, FL 32765-9675 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1245 STELLAR DR, OVIEDO, FL 32765-9675 |
| Document Number | 0103241492 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 10324/1492 |
| Instrument | 2022110693 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 1245 STELLAR DR, OVIEDO, FL 32765-9675 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1245 STELLAR DR, OVIEDO, FL 32765-9675 |
| Document Number | 0098161638 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 9816/1638 |
| Instrument | 2021006229 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,172.00 (+15.14%) Homeowner's exemption | $341,095 (+5.99%) | $621,451 (+9.32%) Land $130,000 Building $491,451 |
| 2023 | $4,492.00 (+2.74%) Homeowner's exemption | $321,827 (+3%) | $568,492 (+14.95%) Land $120,000 Building $448,492 |
| 2022 | $4,372.00 Homeowner's exemption | $312,453 | $494,542 Land $110,000 Building $384,542 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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