Seminole County property record for 1235 Stellar Dr, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 4,214 sqft · built 2010 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $565,000 (Jul 2019) |
| Tax Bill | $8,590 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-31-508-0000-0110 |
| Primary APN | 03-21-31-508-0000-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,214 sqft Living Area |
| Gross Area | 4,822 sqft |
| 1st Floor Area | 1,882 sqft |
| Upper Floors Area | 2,332 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 388 sqft |
| Patio Area | 399 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Solar |
| Street Address | 1235 STELLAR DR |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-9675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 11 PRESERVE AT BLACK HAMMOCK REPLAT PB 72 PGS 73 - 78 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 03 |
| Legal Subdivision | PRESERVE AT BLACK HAMMOCK REPLAT |
| Legal Tract | 508 |
| Legal Lot Number | 11 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21311 |
1235 Stellar Dr is owner-occupied and held in a trust since April 2026.
Source: Seminole County records, as of May 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1235 STELLAR DR, OVIEDO, FL 32765-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Apr 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 10, 2018 | Warranty Deed, Transfer · Conventional with PMI FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2019 · Amount on File |
| Deed Sale | Jul 17, 2019 · Amount on File |
| Prior Sale | Jan 10, 2018 · Amount on File |
| Deed Document Number | 201976699 |
| Deed Book / Page | 9396 / 1268 |
| Last Transfer Date | Apr 17, 2026 |
| Transfer Doc | 0000039832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 7, 2026 |
| Property Address | 1235 STELLAR DR, OVIEDO, FL 32765-9675 |
| Document Number | 0000045439 |
| Book / Page | 11033 / 1797 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202645439 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1235 STELLAR DR, OVIEDO, FL 32765-9675 |
| Document Number | 0000045439, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 11033/1797 |
| Instrument | 202645439 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 3, 2051 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 1235 STELLAR DR, OVIEDO, FL 32765-9675 |
| Document Number | 0000039832 |
| Book / Page | 11024 / 1363 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202639832 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 1235 STELLAR DR, OVIEDO, FL 32765-9675 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 17, 2019 |
| Property Address | 1235 STELLAR DR, OVIEDO, FL 32765-9675 |
| Document Number | 0093961268 |
| Book / Page | 09396 / 1268 |
| Map Reference | MB 72 PG 73-78 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 2019076699 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,955.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4835 CORDELL AVE APT 825, 4835, BETHESDA, MD 20814-3155 |
| Name | Verified Name |
|---|---|
| Address | 1235 STELLAR DR, OVIEDO, FL 32765-9675 |
| Document Number | 0093961270 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 09396/1270 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 10, 2018 |
| Property Address | 1235 STELLAR DR, OVIEDO, FL 32765-9675 |
| Document Number | 0090550900 |
| Book / Page | 009055 / 000900 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 3306 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | FIRST ADVANTAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,412.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1235 STELLAR DR OVIEDO FL 327659675, OVIEDO, FL 32765-9675 |
| Document Number | 90550901 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 009055/000901 |
| Instrument | 3307 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 9, 2033 |
The 2025 property tax bill for 1235 Stellar Dr was $8,590 with a homeowner's exemption.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,590.00 Homeowner's exemption | $552,615 | $754,219 Land $130,000 Building $624,219 |
| 2023 | $7,667.00 (+2.6%) Homeowner's exemption | $521,399 (+3%) | $687,090 (+15.92%) Land $120,000 Building $567,090 |
| 2022 | $7,473.00 Homeowner's exemption | $506,213 | $592,724 Land $110,000 Building $482,724 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1235 Stellar Dr in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1235 Stellar Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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