Schenectady County and Niskayuna Town property record for 1245 Ruffner Rd, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,700 sqft Living Area |
| Lot Size | 26,136 sqft (0.6 acres) |
| Garage | Basement |
| Last Sale | $280,000 (2011) |
| Tax Bill | $13,297.00 (2025) |
| Primary APN | 422400 50.8-1-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,700 sqft Living Area |
| 1st Floor | 1,772 sqft 1st Floor |
| Basement Area | 928 sqft Basement |
| Finished Basement | 928 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 26,136 sqft (0.6 acres) |
| Depth X Width | 202 ft x 130 ft Depth x Width |
| Garage Type | Basement Garage |
| Porch Area | 1,274 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1245 RUFFNER RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-4630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MAP #4 HAWTHORN HILL |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | NISKAYUNA |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 32101 |
Source: Schenectady County and Niskayuna Town records · APN 422400 50.8-1-18
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 201 MENLO PARK RD, SCHENECTADY, NY 12309-6705 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 28, 2023 | Bargain and Sale Deed, Transfer |
| Jul 09, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2011 · Amount on Record |
| Deed Sale | Sep 19, 2011 · Amount on Record |
| Deed Doc Number | 201137995 |
| Deed Book / Page | 1844 / 43 |
| Prior Transfer Date | Sep 15, 2009 |
| Prior Transfer Doc | 1807000697 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 28, 2023 |
| Property Address | 1245 RUFFNER RD, SCHENECTADY, NY 12309-4630 |
| Document Number | 0000066937 |
| Book / Page | 2120 / 225 |
| Instrument Date | Nov 07, 2023 |
| Instrument | 202366937 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 AIRLINE DR, ALBANY, NY 12205-1040 |
| Name | Verified Name |
|---|---|
| Address | 201 MENLO PARK RD, NISKAYUNA, NY 12309-6705 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1245 RUFFNER RD, SCHENECTADY, NY 12309-4630 |
| Document Number | 0000034314 |
| Instrument Date | Jul 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1245 RUFFNER RD NISKAYUNA NY 123094630, NISKAYUNA, NY 12309-4630 |
| Document Number | 0000034314 |
|---|---|
| Date | Aug 03, 2018 |
| Book Page | 004854/000829 |
| Instrument | 34314 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,297.00 | $294,000 (-) Land $51,400 Building $242,600 | $435,600 (+17.03%) Land $76,156 Building $359,444 |
| 2023 | $294,000 (-) Land $51,400 Building $242,600 | $372,200 (+12.69%) Land $65,072 Building $307,128 | |
| 2022 | $294,000 Land $51,400 Building $242,600 | $330,300 Land $57,746 Building $272,554 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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