Schenectady County and Niskayuna Town property record for 1165 Ruffner Rd, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1953 |
| Square Footage | 2,911 sqft Living Area |
| Lot Size | 24,829 sqft (0.57 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $312,500 (2019) |
| Tax Bill | $14,666.00 (2025) |
| Primary APN | 422400 50.11-2-80 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,911 sqft Living Area |
| 1st Floor | 2,550 sqft 1st Floor |
| Upper Floors | 361 sqft Upper Floors |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Brick Exterior |
| Lot Area | 24,829 sqft (0.57 acres) |
| Depth X Width | 183 ft x 130 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Porch Area | 417 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1165 RUFFNER RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-4612 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 80.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | NISKAYUNA |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 32101 |
Source: Schenectady County and Niskayuna Town records · APN 422400 50.11-2-80
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1165 RUFFNER RD, SCHENECTADY, NY 12309-4612 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 03, 2022 | Deed of Trust, Mortgage · Line of Credit PIONEER BANK |
| Dec 03, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF SCOTIA |
| Aug 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Jul 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Prior Sale | Jun 01, 2012 · Amount on Record |
| Deed Doc Number | 201932635 |
| Deed Book / Page | 2015 / 915 |
| Prior Transfer Date | May 22, 2012 |
| Prior Transfer Doc | 0000023031 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1165 RUFFNER RD, SCHENECTADY, NY 12309-4612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1165 RUFFNER RD, NISKAYUNA, NY 12309-4612 |
| Document Number | 0000011346 |
|---|---|
| Date | Mar 03, 2022 |
| Book Page | 5206/296 |
| Instrument | 202211346 |
| Name | PIONEER BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Apr 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1165 RUFFNER RD, SCHENECTADY, NY 12309-4612 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000052921 |
|---|---|
| Date | Dec 03, 2018 |
| Book Page | 4881/624 |
| Instrument | 201852921 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Nov 23, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1165 RUFFNER RD, SCHENECTADY, NY 12309-4612 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | NTA |
| Name | Verified Name |
|---|
| Document Number | 0000023042 |
|---|---|
| Date | Aug 07, 2020 |
| Book Page | 5010/845 |
| Instrument | 202023042 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 23, 2019 |
| Property Address | 1165 RUFFNER RD, SCHENECTADY, NY 12309-4612 |
| Document Number | 0000032635 |
| Book / Page | 2015 / 915 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 201932635 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1165 RUFFNER RD, 1165, NISKAYUNA, NY 12309-4612 |
| Name | Verified Name |
|---|---|
| Address | 27 LOUISE ST, DELMAR, NY 12054-4035 |
| Document Number | 0000032639 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 201932639 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,666.00 | $325,000 (-) Land $47,700 Building $277,300 | $481,500 (+17.04%) Land $70,669 Building $410,831 |
| 2023 | $325,000 Land $47,700 Building $277,300 | $411,400 Land $60,381 Building $351,019 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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