1245 Ridge Rd, Vista, CA 92081 Property Records

San Diego County property record for 1245 Ridge Rd, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,118 sqft · built 1960
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$437,500 (Jul 2017)
Tax Bill	$5,579 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169-160-04-00`

Property Details

APN / Parcel Number

Primary APN	`169-160-04-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,118 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	43,560 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1245 RIDGE RD
City	VISTA
State	CA
Zip	92081-6513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 92 POR TR 002069
Legal Subdivision	RANCHO MAR VISTA
Legal Tract	002069
Legal Block	1
Legal Lot Number	92
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1022
Census Tract	19701

Owner

1245 Ridge Rd is owned and occupied by two individuals who bought it in July 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1245 RIDGE RD, VISTA, CA 92081-6513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 14, 2017	Grant Deed, Transfer · Conventional Mortgage SKYLINE FINANCIAL CORP
Mar 3, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Jun 13, 2000 · Amount on File
Deed Document Number	2017319667
Prior Transfer Date	Feb 9, 2017
Prior Transfer Doc	0000101780
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1245 RIDGE RD, VISTA, CA 92081-6513
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 RIDGE RD, VISTA, CA 92081-6513

Mortgage

Document Number	0000402755
Date	May 28, 2021
Instrument	2021-0402755

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2017
Property Address	1245 RIDGE RD, VISTA, CA 92081-6513
Document Number	0000319667
Map Reference	MAP2069
Instrument Date	Jun 16, 2017
Instrument	2017-0319667
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 1765, VISTA, CA 92085-1765

Mortgage

Document Number	0000319668
Date	Jul 14, 2017
Instrument	2017-0319668

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2017
Property Address	1245 RIDGE RD, VISTA, CA 92081-6513
Document Number	0000101780
Instrument Date	Feb 9, 2017
Instrument	101780
Transaction Type	Transfer
Record Updated	Mar 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1034 BONITA CA 919081034, BONITA, CA 91908-1034

Tax Assessment & Valuation

The 2025 property tax bill for 1245 Ridge Rd was $5,579 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,750 (+2%) Land $377,187 Building $130,563
2025	$5,579.00 Homeowner's exemption	$497,795 Land $369,792 Building $128,003
2023	$5,131.00 (+0.27%) Homeowner's exemption	$478,468 Land $355,434 Building $123,034
2022	$5,117.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1245 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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