1235 Ridge Rd, Vista, CA 92081 Property Records

San Diego County property record for 1235 Ridge Rd, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,099 sqft · built 1971
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Sep 2020)
Tax Bill	$6,149 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`169-160-06-00`

Property Details

APN / Parcel Number

Primary APN	`169-160-06-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,099 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1235 RIDGE RD
City	VISTA
State	CA
Zip	92081-6513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 92 POR TR 002069
Legal Subdivision	RANCHO MAR VISTA
Legal Tract	002069
Legal Block	1
Legal Lot Number	92
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1022
Census Tract	19701

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1235 RIDGE RD, VISTA, CA 92081-6513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 20, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage EAST WEST BANK
Sep 20, 2019	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA
Aug 24, 2017	Tax Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Aug 24, 2017 · Amount on Record
Deed Document Number	2020586431
Prior Transfer Date	Sep 13, 2019
Prior Transfer Doc	0000415771
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 30, 2020
Property Address	1235 RIDGE RD, VISTA, CA 92081-6513
Document Number	0000586431
Map Reference	MAP 2069
Instrument Date	Sep 18, 2020
Instrument	2020-0586431
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1235 RIDGE RD, VISTA, CA 92081-6513

Mortgage

Document Number	0000586432
Date	Sep 30, 2020
Instrument	2020-0586432

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2019
Property Address	1235 RIDGE RD, VISTA, CA 92081-6513
Document Number	0000415772
Map Reference	MAP 2069
Instrument Date	Sep 13, 2019
Instrument	2019-0415772
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 LOON CT, FOSTER CITY, CA 94404-1410

Mortgage

Document Number	0000415773
Date	Sep 20, 2019
Instrument	2019-0415773

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2019
Property Address	1235 RIDGE RD, VISTA, CA 92081-6513
Document Number	0000415771
Instrument Date	Sep 13, 2019
Instrument	415771
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	219 LOON CT FOSTER CITY CA 944041410, FOSTER CITY, CA 94404-1410

August 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2017
Property Address	1235 RIDGE RD, VISTA, CA 92081-6513
Document Number	0000388058
Instrument Date	Aug 21, 2017
Instrument	388058
Transaction Type	Foreclosure
Record Updated	Aug 29, 2017

Transaction

Amount	Amount Recorded
Tax	$232.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	219 LOON CT FOSTER CITY CA 944041410, FOSTER CITY, CA 94404-1410

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$552,037 (+2%) Land $469,233 Building $82,804
2025	$6,149.00 (+8.68%)	$541,214 (+4.04%) Land $460,033 Building $81,181
2023	$5,658.00 (+0.25%)	$520,200 Land $442,170 Building $78,030
2022	$5,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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