1245 Phillips St, Vista, CA 92083 Property Records

San Diego County property record for 1245 Phillips St, Vista, CA 92083 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,031 sqft · built 1990
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,055,000 (Jan 2022)
Tax Bill	$13,434 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`180-172-52-00`

Property Details

APN / Parcel Number

Primary APN	`180-172-52-00`
Alternative APN	`1801724900`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,031 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	11,400 sqft (0.262 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	1801724900
Street Address	1245 PHILLIPS ST
City	VISTA
State	CA
Zip	92083-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 346 POR TR 002020
Legal Subdivision	RANCHO VISTA ESTATES
Legal Tract	002020
Legal Block	3
Legal Lot Number	346
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	19702

Owner

Source: San Diego County records · APN 180-172-52-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1245 PHILLIPS ST, VISTA, CA 92083-7116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage SPLITERO MASTER TRUST
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORE LENDING
Jan 31, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 15, 2020	Grant Deed, Construction Loan · Line of Credit TPT ENTS LLC
Jan 25, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Jan 25, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Dec 15, 2020 · Amount on Record
Deed Document Number	202246378
Prior Transfer Date	Feb 27, 2006
Prior Transfer Doc	0000213934
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1245 PHILLIPS ST, VISTA, CA 92083-7116
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 PHILLIPS ST, VISTA, CA 92083-7116

Mortgage

Document Number	0000426506
Date	Nov 04, 2022
Instrument	2022-0426506

Lender

Name	SPLITERO MASTER TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1245 PHILLIPS ST, VISTA, CA 92083-7116
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19069 VAN BUREN BLVD, RIVERSIDE, CA 92508-9169

Mortgage

Document Number	0000319545
Date	Apr 26, 2021
Instrument	2021-0319545

Lender

Name	CORE LENDING
Type	Mortgage Company
Address	DANA POINT, CA 92629

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 01, 2022

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2022
Property Address	1245 PHILLIPS ST, VISTA, CA 92083-7116
Document Number	0000046378
Map Reference	MAP 2020
Instrument Date	Jan 28, 2022
Instrument	2022-0046378
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE-IE, LAWYERS TITLE IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1245 PHILLIPS ST, VISTA, CA 92083-7116

Mortgage

Document Number	0000046379
Date	Jan 31, 2022
Instrument	2022-0046379

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

December 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2020
Property Address	1245 PHILLIPS ST, VISTA, CA 92083-7116
Document Number	0000803949
Instrument Date	Dec 12, 2020
Instrument	803949
Transaction Type	Construction Loan
Record Updated	Dec 28, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 55430 RIVERSIDE CA 925170430, RIVERSIDE, CA 92517-0430
Investor	Possibly a Property Investor

Mortgage

Document Number	803950
Date	Dec 15, 2020
Instrument	803950

Lender

Name	TPT ENTS LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	1245 PHILLIPS ST, VISTA, CA 92083-7116
Document Number	0000069392
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 06, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 PHILLIPS ST VISTA CA 92083, VISTA, CA 92083

Mortgage

Document Number	0000069392
Date	Feb 27, 2019
Instrument	69392

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

Interest

Rate	5.12%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1245 PHILLIPS ST, VISTA, CA 92083-7116
Document Number	0000047419
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 PHILLIPS ST VISTA CA 920837116, VISTA, CA 92083-7116

Mortgage

Document Number	0000047419
Date	Feb 11, 2019
Instrument	47419

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,141,965 (+2%) Land $811,824 Building $330,141
2025	$13,434.00 (+5.7%)	$1,119,574 (+4.04%) Land $795,906 Building $323,668
2024	$12,710.00 (+2.31%)
2023	$12,423.00 (+112.87%)	$1,076,100 Land $765,000 Building $311,100
2022	$5,836.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730197023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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