1223 Phillips St, Vista, CA 92083 Property Records

San Diego County property record for 1223 Phillips St, Vista, CA 92083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,754 sqft · built 1953
Lot Size0.301 acres (13,100 sqft)
OwnerCompany Name on Record
Last Sale$440,000 (Dec 2016)
Tax Bill$6,549 (2025)
Deeds & MortgagesOct 2019 Mortgage
Dec 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN180-142-12-00

Property Details

APN / Parcel Number

Primary APN180-142-12-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,754 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area13,100 sqft (0.301 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1223 PHILLIPS ST
CityVISTA
StateCA
Zip92083-7116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 348 POR TR 002020
Legal SubdivisionRANCHO VISTA ESTATES
Legal Tract002020
Legal Block3
Legal Lot Number348
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3002
Census Tract19702

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1223 PHILLIPS ST, VISTA, CA 92083-7116
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Dec 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMESTREET BANK
Feb 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 23, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2016 · Amount on Record
Deed SaleDec 20, 2016 · Amount on Record
Prior SaleJul 26, 2012 · Amount on Record
Deed Document Number2016697793
Prior Transfer DateFeb 27, 1996
Prior Transfer Doc0000100291
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1223 PHILLIPS ST, VISTA, CA 92083-7116
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000477409
DateOct 22, 2019
Instrument2019-0477409
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1223 PHILLIPS ST, VISTA, CA 92083-7116
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000598621
DateDec 20, 2017
Instrument2017-0598621
Lender
NameHOMESTREET BANK
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1223 PHILLIPS ST, VISTA, CA 92083-7116
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 GLYNNTRRACE, QUINCY, MA

Mortgage

Document Number0000073642
DateFeb 1, 2021
Instrument2021-0073642
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 23, 2017
Property Address1223 PHILLIPS ST, VISTA, CA 92083-7116
Document Number0000491632
Instrument DateSep 21, 2017
Instrument491632
Transaction TypeTransfer
Record UpdatedOct 27, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1223 PHILLIPS ST VISTA CA 920837116, VISTA, CA 92083-7116

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$520,863 (+2%) Land $284,107 Building $236,756
2025$6,549.00 (+7.61%)$510,651 (+4.04%) Land $278,537 Building $232,114
2023$6,086.00 (+0.21%)$490,823 Land $267,722 Building $223,101
2022$6,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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