LaSalle County property record for 1245 Phelps St, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 1,066 sqft · built 1858 |
| Lot Size | 0.182 acres (7,958 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,305 (2025) |
| Deeds & Mortgages | Aug 2026 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-10-423-005 |
| Primary APN | 21-10-423-005 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,066 sqft Total Area |
| Year Built | Built 1858 |
|---|---|
| Effective Year Built | Effective 1858 |
| Lot Area | 7,958 sqft (0.182 acres) |
| Street Address | 1245 PHELPS ST |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-3247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OTTAWA CITY SUBLOT 1 LT 9 SEC 10-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 10 |
| Legal Subdivision | TRUE & FAYS SUB |
| Legal Lot Number | 9 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | OTTAWA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 962800 |
1245 Phelps St is owner-occupied and held in a trust since August 2026.
Source: LaSalle County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1245 PHELPS ST, OTTAWA, IL 61350-3247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 20, 2026 |
| Transfer Doc | 0000008861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Aug 24, 2026 |
| Property Address | 1245 PHELPS ST, OTTAWA, IL 61350-3247 |
| Document Number | 0000008861 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 20268861 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 11, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1245 PHELPS ST, OTTAWA, IL 61350-3247 |
The 2025 property tax bill for 1245 Phelps St was $1,305, down 2.6% from the year before.
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,305.00 (-2.61%) | $45,605 Land $5,945 Building $39,660 | $136,815 Land $17,835 Building $118,980 |
| 2024 | $1,340.00 | ||
| 2023 | $36,985 Land $4,821 Building $32,164 | $110,955 Land $14,463 Building $96,492 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1245 Phelps St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1985–2013) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1245 Phelps St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area | 1,000 / 50 |
May also be available: Surf Internet, Verizon.
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