1238 Phelps St, Ottawa, IL 61350 Property Records

LaSalle County property record for 1238 Phelps St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	778 sqft · built 1910
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jun 2018)
Tax Bill	$1,074 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-10-414-009`

Property Details

APN / Parcel Number

Primary APN	`21-10-414-009`
Alternative APN	`18-10-432-009`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	778 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	1,742 sqft (0.04 acres)

Location & Zoning

Street Address	1238 PHELPS ST
City	OTTAWA
State	IL
Zip	61350-3277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OTTAWA CITY W1/2 SL23 L2 SEC 10-33-3
Legal Range	03
Legal Township	33
Legal Section	10
Legal Subdivision	OTTAWA CITY SUB OF LOT 2
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	3
Census Block	3008
Census Tract	962800

Owner

1238 Phelps St is owned and occupied by an individual who bought it in June 2018.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1238 PHELPS ST, OTTAWA, IL 61350-3277
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on File
Deed Sale	Jun 5, 2018 · Amount on File
Prior Sale	Jul 6, 2006 · Amount on File
Deed Document Number	20186817
Prior Transfer Date	Sep 8, 2013
Prior Transfer Doc	201320795
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jun 5, 2018
Property Address	1238 PHELPS ST, OTTAWA, IL 61350-3277
Document Number	201806817
Instrument Date	May 25, 2018
Instrument	201806817
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 PHELPS ST, OTTAWA, IL 61350-3277

Mortgage

Document Number	201806818
Date	Jun 5, 2018
Instrument	201806818

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1238 Phelps St was $1,074, up 14.1% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,074.00 (+14.13%)	$16,709 (+10.36%) Land $1,584 Building $15,125	$50,127 (+10.36%) Land $4,752 Building $45,375
2024	$941.00	$15,140 (+11.73%) Land $1,435 Building $13,705	$45,420 (+11.73%) Land $4,305 Building $41,115
2023		$13,550 (+10.18%) Land $1,284 Building $12,266	$40,650 (+10.18%) Land $3,852 Building $36,798
2022		$12,298 Land $2,458 Building $9,840	$36,894 Land $7,374 Building $29,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1238 Phelps St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1985–2013)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1238 Phelps St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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