1245 Old Mill Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 1245 Old Mill Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,098 sqft · built 1981
Lot Size	0.277 acres (12,078 sqft)
Owner	Individual Name on Record
Last Sale	$320,500 (Jun 2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-35-152-005`

Property Details

APN / Parcel Number

Primary APN	`19-35-152-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,098 sqft
Gross Area	1,644 sqft
1st Floor Area	1,098 sqft

Exterior

Year Built	Built 1981
Architectural Style	Split Level
Exterior Material	Frame Siding
Lot Area	12,078 sqft (0.277 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1245 OLD MILL LN
City	ALGONQUIN
State	IL
Zip	60102-3902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0008125 LT 58 SPRING CREEK FARMS UNIT 1
Legal Range	08E
Legal Township	43N
Legal Section	35
Legal Subdivision	SPRING CREEK FARMS 01
Legal Block	152
Legal Lot Number	58
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1013
Census Tract	871404

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1245 OLD MILL LN, ALGONQUIN, IL 60102-3902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Mar 15, 2018	Warranty Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	2023R0014610
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 20, 2023
Property Address	1245 OLD MILL LN, ALGONQUIN, IL 60102-3902
Document Number	0000014610
Map Reference	DOC 792023
Instrument Date	May 23, 2023
Instrument	2023R0014610
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1245 OLD MILL LN, ALGONQUIN, IL 60102-3902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 OLD MILL LN, ALGONQUIN, IL 60102-3902

Mortgage

Document Number	0000014611
Date	Jun 20, 2023
Instrument	2023R0014611

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1245 OLD MILL LN, ALGONQUIN, IL 60102-3902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032680
Date	Aug 20, 2020
Instrument	2020R0032680

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1245 OLD MILL LN, ALGONQUIN, IL 60102-3902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039255
Date	Nov 15, 2019
Instrument	2019R0039255

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 15, 2018
Property Address	1245 OLD MILL LN, ALGONQUIN, IL 60102-3902
Document Number	0000008125
Map Reference	DOC792023
Instrument Date	Mar 6, 2018
Instrument	2018R0008125
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 OLD MILL LN, ALGONQUIN, IL 60102-3902

Mortgage

Document Number	0000008126
Date	Mar 15, 2018
Instrument	2018R0008126

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$72,132 Land $20,766 Building $51,366	$216,396 Land $62,298 Building $154,098

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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