1220 Old Mill Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 1220 Old Mill Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,332 sqft · built 1985
Lot Size	0.269 acres (11,729 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2026)
Tax Bill	$6,541 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-35-103-023`

Property Details

APN / Parcel Number

Primary APN	`19-35-103-023`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	888 sqft
Basement Area	444 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Level
Lot Area	11,729 sqft (0.269 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1220 OLD MILL LN
City	ALGONQUIN
State	IL
Zip	60102-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0005921 LT 63 SPRING CREEK FARMS UNIT 1
Legal Subdivision	SPRING CREEK FARMS UNIT 1
Legal Block	103
Legal Lot Number	63
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1008
Census Tract	871404

Owner

Source: McHenry County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1220 OLD MILL LN, ALGONQUIN, IL 60102-3901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Feb 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Dec 27, 2019	Quit Claim Deed, Transfer CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Aug 19, 2003 · Amount on Record
Deed Document Number	202618602
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	0000005921
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 30, 2026
Property Address	1220 OLD MILL LN, ALGONQUIN, IL 60102-3901
Document Number	0000018602
Instrument Date	Jun 19, 2026
Instrument	202618602
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 OLD MILL LN, ALGONQUIN, IL 60102-3901

Mortgage

Document Number	0000018603,
Date	Jun 30, 2026
Instrument	202618603

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Feb 18, 2020
Property Address	1220 OLD MILL LN, ALGONQUIN, IL 60102-3901
Document Number	0000005921
Map Reference	DOC 792023
Instrument Date	Jan 31, 2020
Instrument	2020R0005921
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 OLD MILL LN, ALGONQUIN, IL 60102-3901

Mortgage

Document Number	0000005922
Date	Feb 18, 2020
Instrument	2020R0005922

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 27, 2019
Property Address	1220 OLD MILL LN, ALGONQUIN, IL 60102-3901
Document Number	0000044597
Instrument Date	Dec 17, 2019
Instrument	44597
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 OLD MILL LN ALGONQUIN IL 601023901, ALGONQUIN, IL 60102-3901

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,541.00	$93,627 (+42.09%) Land $22,311 Building $71,316	$280,881 (+42.09%) Land $66,933 Building $213,948
2022	Disabled Person's exemption	$65,894 Land $20,766 Building $45,128	$197,682 Land $62,298 Building $135,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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