Washington County property record for 1245 Grace Ave, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,430 sqft · built 1972 |
| Lot Size | 0.316 acres (13,808 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $337 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 000018250008 |
| Primary APN | 000018250008 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,430 sqft Heated Area |
| Gross Area | 1,610 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,808 sqft (0.316 acres) |
| Lot Width | 107 ft Width |
| Porch | Open Porch |
| Porch Area | 340 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000018250008 |
|---|---|
| Street Address | 1245 GRACE AVE |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 4 13 ORB 272 P 1576 LOT 1 , GILBERT ACRES BLK D, ORB 1051 P 133, ORB 1123 P 434 |
| Legal Range | 13W |
| Legal Township | 04N |
| Legal Section | 04 |
| Legal Subdivision | GILBERT ACRES |
| Legal Block | D |
| Legal Lot Number | 1 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 970104 |
1245 Grace Ave is owned and occupied by two individuals who acquired it in July 2018.
Source: Washington County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1245 GRACE AVE, CHIPLEY, FL 32428-2017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jul 25, 2018 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Apr 1, 2016 |
| Last Transfer Date | Jul 25, 2018 |
| Transfer Doc | 0067005034 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1245 GRACE AVE, CHIPLEY, FL 32428-2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067005352 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 1124/280 |
| Instrument | 201867005352 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jul 25, 2018 |
| Property Address | 1245 GRACE AVE, CHIPLEY, FL 32428-2017 |
| Document Number | 0067005034 |
| Book / Page | 001123 / 000434 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 67005034 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1245 GRACE AVE CHIPLEY FL 324282017, CHIPLEY, FL 32428-2017 |
The 2025 property tax bill for 1245 Grace Ave was $337 with a homeowner's exemption, up 6.6% from the year before.
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $337.00 (+6.65%) Homeowner's exemption | $55,348 (+3.54%) | $105,734 (+9.05%) Land $10,031 Building $95,703 |
| 2024 | $316.00 (+0.96%) Homeowner's exemption | $53,458 (+3%) | $96,960 (+8.59%) Land $10,031 Building $86,929 |
| 2023 | $313.00 (-39.81%) Homeowner's exemption | $51,901 (+3%) | $89,291 (+12.31%) Land $10,031 Building $79,260 |
| 2022 | $520.00 Homeowner's exemption | $50,389 | $79,502 Land $7,356 Building $72,146 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1245 Grace Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2013–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1245 Grace Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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