1232 Grace Ave, Chipley, FL 32428 Property Records

Washington County property record for 1232 Grace Ave, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 1972
Lot Size	0.416 acres (18,164 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Sep 2018)
Tax Bill	$628 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000018250006`

Property Details

APN / Parcel Number

Primary APN	`000018250006`
Alternative APN	`18250006`

Interior

Full Baths	2 Baths
Building Area	1,176 sqft Heated Area
Gross Area	1,393 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,164 sqft (0.416 acres)
Lot Width	155 ft Width
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Patio Area	25 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000018250006
Street Address	1232 GRACE AVE
City	CHIPLEY
State	FL
Zip	32428-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 4 13 ORB 1128 P 93 LOT 11 GILBERTS ACRES. BLK C
Legal Range	13W
Legal Township	04N
Legal Section	04
Legal Subdivision	GILBERT ACRES
Legal Block	C
Legal Lot Number	11
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	3
Census Block	3006
Census Tract	970104

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1232 GRACE AVE, CHIPLEY, FL 32428-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	201867006596
Deed Book / Page	1128 / 093
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 24, 2018
Property Address	1232 GRACE AVE, CHIPLEY, FL 32428-2016
Document Number	0067006596
Book / Page	1128 / 093
Map Reference	MB1 PG54
Instrument Date	Sep 21, 2018
Instrument	201867006596
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	PRECISION TITLE OF FLORIDA L

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1232 GRACE AVE, 1232, CHIPLEY, FL 32428-2016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	763 EAST BLVD, CHIPLEY, FL 32428-2027

Mortgage

Document Number	0067006597
Date	Sep 24, 2018
Instrument	201867006597

Lender

Name	ERVOY MORTGAGE LTD
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$628.00 (+4.49%) Homeowner's exemption	$70,163 (+2.9%)	$142,891 (+13.07%) Land $11,625 Building $131,266
2024	$601.00 (+0.33%) Homeowner's exemption	$68,186 (+3%)	$126,378 (+8.85%) Land $11,625 Building $114,753
2023	$599.00 (+1.01%) Homeowner's exemption	$66,200 (+3%)	$116,107 (+12.22%) Land $11,625 Building $104,482
2022	$593.00 Homeowner's exemption	$64,272	$103,463 Land $8,525 Building $94,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2013–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20