1245 E Louise Ave, Lathrop, CA 95330 Property Records

San Joaquin County property record for 1245 E Louise Ave, Lathrop, CA 95330

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,255 sqft · built 1980
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (Nov 2012)
Tax Bill	$9,557 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`196-500-050-000`

Property Details

APN / Parcel Number

Primary APN	`196-500-050-000`
Alternative APN	`196-500-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,255 sqft Living Area
1st Floor Area	1,255 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	57,064 sqft (1.31 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	196-500-05
Street Address	1245 E LOUISE AVE
City	LATHROP
State	CA
Zip	95330-9610
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	REC OF SURVEY 15 PG 12 LOT 1
Legal Subdivision	HORIZON PARK
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1007
Census Tract	5130

Owner

1245 E Louise Ave, a duplex, is owned and occupied by two individuals who acquired it in October 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1245 E LOUISE AVE, LATHROP, CA 95330-9610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 27, 2018	Quit Claim Deed, Transfer · Conventional with PMI ISERVE RESID'L LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2012 · Amount on File
Deed Sale	Nov 30, 2012 · Amount on File
Prior Sale	Aug 13, 2009 · Amount on File
Deed Document Number	2012156569
Last Transfer Date	Oct 11, 2018
Transfer Doc	0000129445
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1245 E LOUISE AVE, LATHROP, CA 95330-9610
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12415 EAST LOUISE AVENUE, LATHROP, CA 95330

Mortgage

Document Number	0000136808
Date	Oct 14, 2020
Instrument	2020-136808

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 27, 2018
Property Address	1245 E LOUISE AVE, LATHROP, CA 95330-9610
Document Number	0000129445
Instrument Date	Oct 11, 2018
Instrument	129445
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1245 E LOUISE AVE LATHROP CA 953309610, LATHROP, CA 95330-9610

Mortgage

Document Number	129446
Date	Nov 27, 2018
Instrument	129446

Lender

Name	ISERVE RESID'L LNDG
Address	SAN DIEGO, CA 92127

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1245 E Louise Ave was $9,557 with a homeowner's exemption, up 39.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,557.00 (+39.93%)
2025	$6,830.00 Homeowner's exemption	$237,654 Land $59,102 Building $178,552
2023	$6,973.00 (+1.57%) Homeowner's exemption	$228,427 Land $56,808 Building $171,619
2022	$6,865.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1245 E Louise Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 E Louise Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, unWired Broadband, Verizon.

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