San Diego County property record for 1245 Cypress Dr, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,884 sqft · built 1976 |
| Lot Size | 0.331 acres (14,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Sep 2018) |
| Tax Bill | $9,653 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-164-08-00 |
| Primary APN | 180-164-08-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,884 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 14,398 sqft (0.331 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1801611500 |
|---|---|
| Street Address | 1245 CYPRESS DR |
| City | VISTA |
| State | CA |
| Zip | 92084-7218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 66 PAR AS PER ROS 4286 IN TR 002035 |
| Legal Subdivision | ORLEAVO HEIGHTS |
| Legal Tract | 002035 |
| Legal Block | 3 |
| Legal Lot Number | 66 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 19602 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1245 CYPRESS DR, VISTA, CA 92084-7218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI NEXBANK SSB |
| Sep 11, 2018 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jun 15, 2018 | Grant Deed, Transfer · Conventional Mortgage SUZUKI GOMEZ MGMT PSP & T (CT) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2018 · Amount on Record |
| Deed Sale | Sep 11, 2018 · Amount on Record |
| Prior Sale | Jun 15, 2018 · Amount on Record |
| Deed Document Number | 2018376806 |
| Prior Transfer Date | Mar 18, 2004 |
| Prior Transfer Doc | 0000303420 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1245 CYPRESS DR, VISTA, CA 92084-7218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1245 CYPRESS DR, VISTA, CA 92084-7218 |
| Document Number | 0000705694 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 2021-0705694 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1245 CYPRESS DR, VISTA, CA 92084-7218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000344320 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 2019-0344320 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1245 CYPRESS DR, VISTA, CA 92084-7218 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1245 CYPRESS DR, VISTA, CA 92084-7218 |
| Document Number | 0000782443 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020-0782443 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1245 CYPRESS DR, VISTA, CA 92084-7218 |
| Document Number | 0000221537 |
| Instrument Date | Apr 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1245 CYPRESS DR VISTA CA 920847218, VISTA, CA 92084-7218 |
| Document Number | 0000221537 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 221537 |
| Name | NEXBANK SSB |
|---|---|
| Type | Federal Savings Bank |
| Address | DALLAS, TX 75201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 11, 2018 |
| Property Address | 1245 CYPRESS DR, VISTA, CA 92084-7218 |
| Document Number | 0000376806 |
| Map Reference | MAP 2035 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 2018-0376806 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1245 CYPRESS DR, VISTA, CA 92084-7218 |
| Document Number | 0000376807 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 2018-0376807 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 15, 2018 |
| Property Address | 1245 CYPRESS DR, VISTA, CA 92084-7218 |
| Document Number | 0000243482 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 243482 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2436 E 4TH ST #1012 LONG BEACH CA 908141156, 1012, LONG BEACH, CA 90814-1156 |
| Document Number | 243484 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 243484 |
| Name | SUZUKI GOMEZ MGMT PSP & T (CT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 243483, |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 243483 |
| Name | MU ZHANG REV LIVING TRUST (LT) |
|---|---|
| Address | 5480 E LA PASADA ST, LONG BEACH, CA 90815-4317 |
| Amount | Amount Recorded |
|---|
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $801,151 (+2%) Land $188,367 Building $612,784 | |
| 2025 | $9,653.00 (+7.94%) | $785,443 (+4.04%) Land $184,674 Building $600,769 |
| 2023 | $8,943.00 (+0.24%) | $754,945 Land $177,503 Building $577,442 |
| 2022 | $8,922.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1993–2005) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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