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1245 Adobe Ter, Vista, CA 92081 Property Records

San Diego County property record for 1245 Adobe Ter, Vista, CA 92081

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,505 sqft · built 1993
Lot Size0.93 acres (4,069 sqft)
OwnerIndividual Name on File
Last Sale$410,000 (Jul 2013)
Tax Bill$6,373 (2025)
Deeds & MortgagesOct 2019 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN166-772-34-00

Property Details

APN / Parcel Number

Primary APN166-772-34-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,505 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area4,069 sqft (0.93 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1245 ADOBE TER
CityVISTA
StateCA
Zip92081-6365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-M
Legal DescriptionLOT 34 TR 012198
Legal SubdivisionVISTA #86-20
Legal Tract012198
Legal Block1
Legal Lot Number34
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1009
Census Tract19701

Owner

Source: San Diego County records · APN 166-772-34-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1245 ADOBE TER, VISTA, CA 92081-6365
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Aug 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 19, 2013 · Amount on Record
Deed SaleJul 19, 2013 · Amount on Record
Prior SaleDec 18, 2003 · Amount on Record
Deed Document Number2013452578
Last Transfer DateJan 27, 2015
Transfer Doc0000669397
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1245 ADOBE TER, VISTA, CA 92081-6365
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000446348
DateOct 07, 2019
Instrument2019-0446348
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1245 ADOBE TER, VISTA, CA 92081-6365
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000430162
DateAug 04, 2020
Instrument2020-0430162
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$512,641 (+2%) Land $260,665 Building $251,976
2025$6,373.00 (+7.63%) Homeowner's exemption$502,590 (+4.04%) Land $255,554 Building $247,036
2023$5,921.00 (+0.25%) Homeowner's exemption$483,077 Land $245,632 Building $237,445
2022$5,906.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2020 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: California Internet, Verizon.

Based on FCC filings for 457 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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