1234 Adobe Ter, Vista, CA 92081 Property Records

San Diego County property record for 1234 Adobe Ter, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,680 sqft · built 1993
Lot Size	0.93 acres (4,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Aug 2018)
Tax Bill	$7,626 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2024 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`166-772-29-00`

Property Details

APN / Parcel Number

Primary APN	`166-772-29-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	4,038 sqft (0.93 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1234 ADOBE TER
City	VISTA
State	CA
Zip	92081-6364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M
Legal Description	LOT 29 TR 012198
Legal Subdivision	86-20 VISTA
Legal Tract	012198
Legal Block	1
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1011
Census Tract	19701

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1234 ADOBE TER, VISTA, CA 92081-6364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
May 10, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Aug 21, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 10, 2018	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR
Feb 19, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	May 10, 2018 · Amount on Record
Deed Document Number	2018343866
Prior Transfer Date	Feb 28, 2005
Prior Transfer Doc	0000197031
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1234 ADOBE TER, VISTA, CA 92081-6364
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 ADOBE TER, VISTA, CA 92081-6364

Mortgage

Document Number	0000259102
Date	Sep 18, 2025
Instrument	2025-0259102

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1234 ADOBE TER, VISTA, CA 92081-6364
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 ADOBE TER, VISTA, CA 92081-6364
Investor	Possibly a Property Investor

Mortgage

Document Number	0000117455
Date	May 10, 2024
Instrument	2024-0117455

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1234 ADOBE TER, VISTA, CA 92081-6364
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1234 ADOBE TER, VISTA, CA 92081-6364

Mortgage

Document Number	0000613805
Date	Aug 30, 2021
Instrument	2021-0613805

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1234 ADOBE TER, VISTA, CA 92081-6364
Document Number	0000158285
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1234 ADOBE TER VISTA CA 920816364, VISTA, CA 92081-6364

Mortgage

Document Number	0000158285
Date	Mar 27, 2020
Instrument	158285

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2018
Property Address	1234 ADOBE TER, VISTA, CA 92081-6364
Document Number	0000343866
Map Reference	MAP 12198
Instrument Date	Jul 24, 2018
Instrument	2018-0343866
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1234 ADOBE TER, VISTA, CA 92081-6364

Mortgage

Document Number	0000343867
Date	Aug 21, 2018
Instrument	2018-0343867

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2018
Property Address	1234 ADOBE TER, VISTA, CA 92081-6364
Document Number	0000187660
Instrument Date	Apr 7, 2018
Instrument	187660
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Tax	$588.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40810 COUNTY CENTER DR #160 TEMECULA CA 925916050, 160, TEMECULA, CA 92591-6050
Investor	Possibly a Property Investor

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1234 ADOBE TER, VISTA, CA 92081-6364
Document Number	0000073482
Instrument Date	Feb 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1234 ADOBE TER VISTA CA 920816364, VISTA, CA 92081-6364

Mortgage

Document Number	0000073482
Date	Feb 26, 2018
Instrument	73482

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$625,798 (+2%) Land $323,689 Building $302,109
2025	$7,626.00 (+7.8%) Homeowner's exemption	$613,529 (+4.04%) Land $317,343 Building $296,186
2023	$7,074.00 (+0.26%) Homeowner's exemption	$589,707 Land $305,021 Building $284,686
2022	$7,056.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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