Elko County property record for 1245 5th St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 556 sqft · built 1942 |
| Lot Size | 0.057 acres (2,483 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Jul 2024) |
| Tax Bill | $458 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-056-007 |
| Primary APN | 001-056-007 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 556 sqft Living Area |
| 1st Floor Area | 556 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,483 sqft (0.057 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1245 5TH ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-3239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZRB |
| Legal Description | FIRST ADDITION FILE 5 N2 OF |
| Legal Subdivision | FIRST ADDITION |
| Legal Block | 111 |
| Legal Lot Number | 23 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950900 |
1245 5th St is owned by two individuals who bought it in July 2024.
Source: Elko County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2424 PUCCINELLI PKWY, ELKO, NV 89801-5031 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on File |
| Deed Sale | Jul 9, 2024 · Amount on File |
| Deed Document Number | 2024838489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Aug 20, 2026 |
| Property Address | 1245 5TH ST, ELKO, NV 89801-3239 |
| Document Number | 0000868723 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 2026868723 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 2424 PUCCINELLI PKWY, ELKO, NV 89801-5031 |
| Document Number | 0000868723, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 2026868723 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 1245 5th St was $458, up 5.5% from the year before.
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458.00 (+5.53%) | $19,270 (-0.1%) Land $11,200 Building $8,070 | $55,057 (-0.1%) Land $32,000 Building $23,057 |
| 2025 | $434.00 | $19,289 Land $11,200 Building $8,089 | $55,111 Land $32,000 Building $23,111 |
| 2023 | $369.00 (+7.89%) | $10,554 (+13.59%) Land $3,150 Building $7,404 | $30,154 (+13.59%) Land $9,000 Building $21,154 |
| 2022 | $342.00 | $9,291 Land $3,150 Building $6,141 | $26,546 Land $9,000 Building $17,546 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1245 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1245 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CC Communications Broadband, Rise Broadband.
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