1091 5th St, Elko, NV 89801 Property Records

Elko County property record for 1091 5th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1947
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Feb 2017)
Tax Bill	$732 (2026)
Deeds & Mortgages	Jan 2026 Transfer May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-102-003`

Property Details

APN / Parcel Number

Primary APN	`001-102-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,275 sqft
1st Floor Area	950 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1091 5TH ST
City	ELKO
State	NV
Zip	89801-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZRB
Legal Description	FIRST ADDITION FILE 5 N2 OF
Legal Subdivision	FIRST ADDITION
Legal Block	88
Legal Lot Number	1-4
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1013
Census Tract	950900

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1091 5TH ST, ELKO, NV 89801-3203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Transfer on Death Deed, Transfer
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELKO FCU
Feb 10, 2017	Quit Claim Deed, Transfer STEWART TITLE
Feb 10, 2017	Quit Claim Deed, Transfer STEWART TITLE
Feb 10, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage ELKO FCU
Feb 10, 2017	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2017 · Amount on Record
Deed Sale	Feb 10, 2017 · Amount on Record
Deed Document Number	2017721868
Last Transfer Date	Jan 22, 2026
Transfer Doc	0000859972
Record Updated	Oct 29, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ELKO NV
Recording Date	Jan 22, 2026
Property Address	1091 5TH ST, ELKO, NV 89801-3203
Document Number	0000859972
Instrument Date	Jan 22, 2026
Instrument	859972
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1091 5TH ST, ELKO, NV 89801-3203

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1091 5TH ST, ELKO, NV 89801-3203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000768454
Date	May 13, 2020
Instrument	768454

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Feb 10, 2017
Property Address	1091 5TH ST, ELKO, NV 89801-3203
Document Number	0000721867
Instrument Date	Feb 6, 2017
Instrument	721867
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 281439 LAMOILLE NV 898281439, LAMOILLE, NV 89828-1439

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Feb 10, 2017
Property Address	1091 5TH ST, ELKO, NV 89801-3203
Document Number	0000721865
Instrument Date	Jan 30, 2017
Instrument	721865
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1470 TRUCKEE LN FERNLEY NV 894089711, FERNLEY, NV 89408-9711

February 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 10, 2017
Property Address	1091 5TH ST, ELKO, NV 89801-3203
Document Number	0000721868
Instrument Date	Jan 28, 2017
Instrument	721868
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1470 TRUCKEE LN, 1470, FERNLEY, NV 89408-9711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 5TH ST, ELKO, NV 89801-3203

Mortgage

Document Number	0000721869
Date	Feb 10, 2017
Instrument	721869

Lender

Name	ELKO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Feb 15, 2026

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Feb 10, 2017
Property Address	1091 5TH ST, ELKO, NV 89801-3203
Document Number	0000721866
Instrument Date	Jan 28, 2017
Instrument	721866
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	592 WEDGE LN FERNLEY NV 894085660, FERNLEY, NV 89408-5660

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$732.00 (+3.1%)	$28,785 (-1.36%) Land $15,050 Building $13,735	$82,243 (-1.36%) Land $43,000 Building $39,243
2025	$710.00 (+12.7%)	$29,183 (+48.7%) Land $15,050 Building $14,133	$83,380 (+48.7%) Land $43,000 Building $40,380
2023	$630.00 (+2.94%)	$19,626 (+13.23%) Land $6,615 Building $13,011	$56,074 (+13.23%) Land $18,900 Building $37,174
2022	$612.00	$17,333 Land $6,615 Building $10,718	$49,523 Land $18,900 Building $30,623

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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