1245 20th St SW, Cedar Rapids, IA 52404 Property Records

Linn County property record for 1245 20th St SW, Cedar Rapids, IA 52404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1955
Lot Size	0.191 acres (8,319 sqft)
Owner	Individual Name on File
Tax Bill	$2,454 (2025)
Deeds & Mortgages	Nov 2025 Foreclosure Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14304-76011-00000`

Property Details

APN / Parcel Number

Primary APN	`14304-76011-00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,319 sqft (0.191 acres)
Lot Dimensions	64 ft deep x 64 ft wide
Porch	Porch
Porch Area	78 sqft
Patio Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1245 20TH ST SW
City	CEDAR RAPIDS
State	IA
Zip	52404-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTLAND HEIGHTS 3RD STR/LB 4
Legal Range	7W
Legal Township	83N
Legal Section	30
Legal Subdivision	WESTLAND HEIGHTS 3RD
Legal Lot Number	4
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2021
Census Tract	2400

Owner

1245 20th St SW is owned and occupied by an individual.

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1245 20TH ST SW, CEDAR RAPIDS, IA 52404-1635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Legal Action/Court Order, Foreclosure
Feb 12, 2024	Affidavit of Death of Joint Tenant, Transfer
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2025: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	LINN IA
Recording Date	Nov 13, 2025
Property Address	1245 20TH ST SW, CEDAR RAPIDS, IA 52404-1635
Document Number	2025031383
Instrument Date	Nov 12, 2025
Instrument	2025-031383
Transaction Type	Foreclosure
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 20TH ST SW, CEDAR RAPIDS, IA 52404-1635

February 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LINN IA
Recording Date	Feb 12, 2024
Property Address	1245 20TH ST SW, CEDAR RAPIDS, IA 52404-1635
Document Number	1152251718
Book / Page	11522 / 51718
Instrument Date	Feb 7, 2024
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 20TH ST SW, CEDAR RAPIDS, IA 52404-1635

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1245 20TH ST SW, CEDAR RAPIDS, IA 52404-1635
Document Number	0108500603
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 20TH ST SW CEDAR RAPIDS IA 524041635, CEDAR RAPIDS, IA 52404-1635

Mortgage

Document Number	0108500603
Date	Dec 1, 2020
Book Page	010850/000603

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 30, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1245 20th St SW was $2,454.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,900 (-) Land $33,400 Building $129,500	$162,900 (-) Land $33,400 Building $129,500
2025	$2,454.00	$162,900 Land $33,400 Building $129,500	$162,900 Land $33,400 Building $129,500
2024	$2,454.00
2023		$151,600 Land $30,400 Building $121,200	$151,600 Land $30,400 Building $121,200
2022	$2,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1245 20th St SW in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2014)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1245 20th St SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable · Fiber in parts of the area	300 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Atkins Telephone Company, CenturyLink, GigFire.

Nearby Properties on 20th St SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures