1240 20th St SW, Cedar Rapids, IA 52404 Property Records

Linn County property record for 1240 20th St SW, Cedar Rapids, IA 52404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,280 sqft · built 1953
Lot Size	0.182 acres (7,927 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2022)
Tax Bill	$2,634 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14304-77003-00000`

Property Details

APN / Parcel Number

Primary APN	`14304-77003-00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,304 sqft
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	7,927 sqft (0.182 acres)
Lot Dimensions	70 ft deep x 70 ft wide
Porch	Stoop
Porch Area	24 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1240 20TH ST SW
City	CEDAR RAPIDS
State	IA
Zip	52404-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTLAND HEIGHTS 2ND STR/LB 41
Legal Range	7W
Legal Township	83N
Legal Section	30
Legal Subdivision	WESTLAND HEIGHTS 2ND
Legal Lot Number	41
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2020
Census Tract	2400

Owner

1240 20th St SW is owned and occupied by an individual who bought it in June 2022.

Source: Linn County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1240 20TH ST SW, CEDAR RAPIDS, IA 52404-1621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC
Oct 29, 2021	Warranty Deed, Transfer · Line of Credit THE EXCHANGE STATE BANK
Jan 27, 2018	Loan Modification, Mortgage · Conventional Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Oct 29, 2021 · Amount on File
Deed Book / Page	11392 / 538
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Jun 24, 2022
Property Address	1240 20TH ST SW, CEDAR RAPIDS, IA 52404-1621
Document Number	1139200538
Book / Page	11392 / 538
Instrument Date	Jun 22, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 20TH ST SW, CEDAR RAPIDS, IA 52404-1621

Mortgage

Document Number	0011392539
Date	Jun 24, 2022
Instrument	11392/539

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Oct 29, 2021
Property Address	1240 20TH ST SW, CEDAR RAPIDS, IA 52404-1621
Document Number	1119100049
Book / Page	11191 / 49
Instrument Date	Oct 27, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount on Record
Tax	$116.80
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 555, ANAMOSA, IA 52205-0555

Mortgage

Document Number	0001119150
Date	Oct 29, 2021
Instrument	11191/50

Lender

Name	THE EXCHANGE STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2051

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LINN IA
Property Address	1240 20TH ST SW, CEDAR RAPIDS, IA 52404-1621
Document Number	0100410519
Instrument Date	Jan 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 20TH ST SW CEDAR RAPIDS IA 524041621, CEDAR RAPIDS, IA 52404-1621

Mortgage

Document Number	0100410519
Date	Feb 21, 2018
Book Page	010041/000519

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 20, 2058

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1240 20th St SW was $2,634.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,500 (-) Land $33,300 Building $133,200	$166,500 (-) Land $33,300 Building $133,200
2025	$2,634.00	$166,500 Land $33,300 Building $133,200	$166,500 Land $33,300 Building $133,200
2024	$2,634.00
2023		$147,300 Land $30,200 Building $117,100	$147,300 Land $30,200 Building $117,100
2022	$2,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1240 20th St SW in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2014)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1240 20th St SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable · Fiber in parts of the area	300 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Atkins Telephone Company, CenturyLink, GigFire.

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