12449 Hard Pine Dr, Park Rapids, MN 56470 Property Records

Hubbard County property record for 12449 Hard Pine Dr, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 2,989 sqft · built 2006
Lot Size	3.67 acres (159,865 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Jun 2023)
Tax Bill	$4,966 (2026)
Deeds & Mortgages	Jun 2023 Sale Feb 2022 Refinance + 2 more
APN	`02.53.02100`

Property Details

APN / Parcel Number

Primary APN	`02.53.02100`
Alternative APNs	`102000` `35841`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,989 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	159,865 sqft (3.67 acres)
Garage Area	2,448 sqft
Driveway	Driveway
Driveway Area	240 sqft
Parking Spaces	9 Parking Spaces
Deck Area	52 sqft
Patio Area	292 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam

Location & Zoning

Account Number	102000
Street Address	12449 HARD PINE DR
City	PARK RAPIDS
State	MN
Zip	56470-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING WINDS LOT-021 BLOCK-001 3.67 AC
Legal Subdivision	WHISPERING WINDS
Legal Block	1
Legal Lot Number	21
Jurisdiction	HUBBARD MN
Township / Civil Division	ARAGO
Census Block Group	2
Census Block	2012
Census Tract	70200

Owner

12449 Hard Pine Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Hubbard County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12449 HARD PINE DR, PARK RAPIDS, MN 56470-4721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer
Feb 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jan 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 27, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on File
Deed Sale	Jun 26, 2023 · Amount on File
Deed Document Number	2023430279
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Jun 26, 2023
Property Address	12449 HARD PINE DR, PARK RAPIDS, MN 56470-4721
Document Number	A000430279
Instrument Date	Jun 23, 2023
Instrument	A000430279
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12449 THARO PINE DR, PARK RAPIDS, MN 56470

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	12449 HARD PINE DR, PARK RAPIDS, MN 56470-4721
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000422079
Date	Feb 4, 2022
Instrument	A000422079

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	12449 HARD PINE DR, PARK RAPIDS, MN 56470-4721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000406805
Date	Jan 2, 2020
Instrument	A000406805

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	12449 HARD PINE DR, PARK RAPIDS, MN 56470-4721
Transaction Type	Mortgage
Record Updated	Jun 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000396531
Date	Apr 27, 2018
Instrument	A000396531

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 12449 Hard Pine Dr was $4,966.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Arago Township
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,966.00
2025	$4,966.00	$759,900 (+10.89%) Land $70,800 Building $689,100	$759,900 (+10.89%) Land $70,800 Building $689,100
2024		$685,300 Land $64,800 Building $620,500	$685,300 Land $64,800 Building $620,500
2022	$8,350.00	$571,700 Land $51,400 Building $520,300	$571,700 Land $51,400 Building $520,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12449 Hard Pine Dr; there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12449 Hard Pine Dr is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hard Pine Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures