12315 Hard Pine Dr, Park Rapids, MN 56470 Property Records

Hubbard County property record for 12315 Hard Pine Dr, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Lot Size	3.62 acres (157,687 sqft)
Owner	Individual Name on Record
Last Sale	$37,000 (Mar 2023)
Tax Bill	$298 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2022 Sale
APN	`02.53.01700`

Property Details

APN / Parcel Number

Primary APN	`02.53.01700`
Alternative APNs	`101710` `100697` `35840`

Exterior

Lot Area	157,687 sqft (3.62 acres)
Garage Type	Mixed
Garage Area	768 sqft

Location & Zoning

Account Number	101710
Street Address	12315 HARD PINE DR
City	PARK RAPIDS
State	MN
Zip	56470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING WINDS LOT-017 BLOCK-001
Legal Subdivision	WHISPERING WINDS
Legal Block	1
Legal Lot Number	17
Jurisdiction	HUBBARD MN
Township / Civil Division	ARAGO
Census Block Group	2
Census Block	2012
Census Tract	70200

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1036 STRAWBERRY LN, SAUK RAPIDS, MN 56379-4637
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN NATL BANK MN
Jul 18, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	Mar 16, 2023 · Amount on Record
Deed Document Number	2023429078
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Mar 23, 2023
Property Address	12315 HARD PINE DR, PARK RAPIDS, MN 56470-4691
Document Number	A000429078
Instrument Date	Mar 16, 2023
Instrument	A000429078
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 STRAWBERRY LN, SAUK RAPIDS, MN 56379-4637

Mortgage

Document Number	A000429079
Date	Mar 23, 2023
Instrument	A000429079

Lender

Name	AMERICAN NATL BANK MN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Jul 18, 2022
Property Address	12315 HARD PINE DR, PARK RAPIDS, MN 56470-4691
Document Number	A000425121
Instrument Date	Jul 15, 2022
Instrument	A000425121
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12304 HARD PINE DR, PARK RAPIDS, MN 56470-4691

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Arago Township
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$298.00
2025	$298.00 (+36.7%)	$51,700 (+102.75%) Land $37,900 Building $13,800	$51,700 (+102.75%) Land $37,900 Building $13,800
2022	$218.00	$25,500 Land $25,500	$25,500 Land $25,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 66% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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