Frederick County property record for 12446 Renner Rd, Keymar, MD 21757
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,200 sqft · built 1900 |
| Lot Size | 1.01 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $276,000 (Jun 2025) |
| Tax Bill | $2,764 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-277675 |
| Primary APN | 11-277675 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 664 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 44,431 sqft |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 328 sqft |
| Patio Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Space Heater |
| Sewer | Connected |
| Account Number | 277675 |
|---|---|
| Street Address | 12446 RENNER RD |
| City | KEYMAR |
| State | MD |
| Zip | 21757-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 5B SECT 3 1.02 ACRE GOOD HILL |
| Legal Subdivision | GOOD HILL SEC 03 |
| Legal Lot Number | 5B |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 11, WOODSBORO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 751600 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12446 RENNER RD, KEYMAR, MD 21757-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 9, 2020 | Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 8, 2020 | Grant Deed, Transfer · FHA Mortgage FREEDOM MTG |
| Sep 29, 2017 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2025 · Amount on Record |
| Deed Sale | Jun 3, 2025 · Amount on Record |
| Prior Sale | Dec 9, 2020 · Amount on Record |
| Deed Book / Page | 17367 / 103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 9, 2020 |
| Property Address | 12446 RENNER RD, KEYMAR, MD 21757-8210 |
| Document Number | 0143440145 |
| Book / Page | 14344 / 145 |
| Map Reference | MB 87 PL 16 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | ADMIRAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12446 RENNER RD, KEYMAR, MD 21757-8210 |
| Document Number | 14344155 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 14344/155 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 8, 2020 |
| Property Address | 12446 RENNER RD, KEYMAR, MD 21757-8210 |
| Document Number | 0143440144 |
| Book / Page | 014344 / 000144 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2021 |
| Title Company | TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12446 RENNER RD KEYMAR MD 217578210, KEYMAR, MD 21757-8210 |
| Document Number | 143440154 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 014344/000154 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 7, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 29, 2017 |
| Property Address | 12446 RENNER RD, KEYMAR, MD 21757-8210 |
| Document Number | 0120550440 |
| Book / Page | 12055 / 0440 |
| Map Reference | MB87 PL16 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 12055-0440 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12446 RENNER RD, KEYMAR, MD 21757-8210 |
| Document Number | 120550444 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 12055-0444 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,633 (+20.76%) | $269,700 (+25.97%) Land $145,000 Building $124,700 | |
| 2025 | $2,764.00 (+16.23%) | ||
| 2023 | $2,378.00 Homeowner's exemption | $192,633 | $214,100 Land $103,600 Building $110,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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