Frederick County property record for 12432 Renner Rd, Keymar, MD 21757
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,392 sqft · built 1910 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Sep 2017) |
| Tax Bill | $3,970 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-281907 |
| Primary APN | 11-281907 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,700 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 43,560 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 460 sqft |
| Deck Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 281907 |
|---|---|
| Street Address | 12432 RENNER RD |
| City | KEYMAR |
| State | MD |
| Zip | 21757-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 1 AC S/S RENNER RD. W/BAKER RD. |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 11, WOODSBORO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 751600 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12432 RENNER RD, KEYMAR, MD 21757-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 5, 2017 | Deed, Transfer · FHA Mortgage GMH MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2017 · Amount on Record |
| Deed Sale | Sep 5, 2017 · Amount on Record |
| Prior Sale | Apr 27, 2007 |
| Deed Document Number | 201712011-0289 |
| Deed Book / Page | 12011 / 289 |
| Last Transfer Date | Jun 7, 2021 |
| Transfer Doc | 0152570413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 2, 2021 |
| Property Address | 12432 RENNER RD, KEYMAR, MD 21757-8210 |
| Document Number | 0152570413 |
| Book / Page | 15257 / 413 |
| Instrument Date | Jun 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12432 RENNER RD, KEYMAR, MD 21757-8210 |
| Document Number | 15257417 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 15257/417 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 5, 2017 |
| Property Address | 12432 RENNER RD, KEYMAR, MD 21757-8210 |
| Document Number | 0120110289 |
| Book / Page | 12011 / 0289 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 12011-0289 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | ADVANTAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12432 RENNER RD, KEYMAR, MD 21757-8210 |
| Document Number | 120110296 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 12011-0296 |
| Name | GMH MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,867 (+9.29%) | $400,000 (+27.88%) Land $161,000 Building $239,000 | |
| 2025 | $3,970.00 (+5.14%) Homeowner's exemption | $312,800 (+9.17%) Land $115,000 Building $197,800 | $312,800 (-) Land $115,000 Building $197,800 |
| 2024 | $3,776.00 (+7.7%) | ||
| 2023 | $3,506.00 Homeowner's exemption | $286,533 | $312,800 Land $115,000 Building $197,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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