12445 Bell Rd, Burt, MI 48417 Property Records

Saginaw County property record for 12445 Bell Rd, Burt, MI 48417 · Last verified July 2026

Property Summary

Property Type	Manufactured or Modular Home
Details	2 ba · 1,576 sqft · built 1987
Lot Size	35 acres (1,524,600 sqft)
Owner	Individual Name on File
Last Sale	$251,000 (Jan 2022)
Tax Bill	$1,349 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-10-5-28-2003-003`

Property Details

APN / Parcel Number

Primary APN	`27-10-5-28-2003-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Modular
Exterior Material	Wood Siding
Lot Area	1,524,600 sqft (35 acres)

Exterior Amenities

Porch	Porch
Porch Area	176 sqft
Patio Area	371 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12445 BELL RD
City	BURT
State	MI
Zip	48417-9794
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	COM AT A PT 330 FT E OF W 1/4 CORN TH N 264 FT TH W 330 FT TH N 152 FT TH E 413 FT TH N TO N LINE OF S 35 ACRES OF S 1/2 OF NW 1/4 TH E TO N&S 1/4 LINE TH S TO E&W 1/4 LINE TH W TO A PT 330 FT E OF W 1/4 CORN & POB 35.00 ACRES MORE OR LESS SEC 28 T10
Legal Range	05E
Legal Township	10N
Legal Section	28
Jurisdiction	SAGINAW MI
Township / Civil Division	TAYMOUTH
Census Block Group	2
Census Block	2026
Census Tract	13000

Owner

Source: Saginaw County records · APN 27-10-5-28-2003-003

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12445 BELL RD, BURT, MI 48417-9794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit WANIGAS CU
Jan 25, 2022	Warranty Deed, Transfer SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Prior Sale	Jan 25, 2022 · Amount on Record
Deed Document Number	20222324
Prior Transfer Date	Sep 16, 2002
Prior Transfer Doc	0007104837
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 25, 2022
Property Address	12445 BELL RD, BURT, MI 48417-9794
Document Number	0000002324
Instrument Date	Nov 01, 2021
Instrument	2022002324
Transaction Type	Transfer
Record Updated	Feb 07, 2022
Title Company	SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,882.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12445 BELL RD, 12445, BURT, MI 48417-9794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6910 TUSON BLVD # 28, 28, CLARKSTON, MI 48346-4306

Mortgage

Document Number	0000002325
Date	Jan 25, 2022
Instrument	2022002325

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	12445 BELL RD, BURT, MI 48417-9794
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	MID-STATE TITLE SERVICES INC, MID STATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12445 BELL RD, BURT, MI 48417-9794

Mortgage

Document Number	2021023954
Date	Jul 13, 2021
Instrument	2021023954

Lender

Name	WANIGAS CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 25, 2022
Property Address	12445 BELL RD, BURT, MI 48417-9794
Document Number	0000002323
Instrument Date	Aug 27, 2002
Instrument	2022002323
Transaction Type	Transfer
Record Updated	Feb 07, 2022
Title Company	SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2922 BAMARD STREET, 2922, SAGINAW, MI 48603

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12445 BELL RD, BURT, MI 48417-9794

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Taymouth Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,800 (+40.55%)	$319,600 (+40.55%)
2025	$1,349.00 (-63.4%) Homeowner's exemption
2023		$113,700	$227,400
2022	$3,686.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450130002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1986, river or lake flooding, Severe Storms & Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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